Summary
Overview
Work History
Education
Skills
Websites
Licensure And Affiliations
Qualifications Summary
Affiliations
Timeline
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Cameron E. Wyatt

Grand Prairie,TX

Summary

Experienced insurance industry professional skilled in underwriting challenges. Noted for conducting thorough risk analysis and offering precise policy recommendations. Dependable team player prioritizing results delivery and adaptable to changing requirements. Strong in risk assessment and policy management, valued for meticulous attention to detail and unwavering reliability.

Overview

17
17
years of professional experience

Work History

Property Casualty Underwriter

State Farm
06.2023 - Current
  • Company Overview: the largest property and casualty insurance provider and the largest auto insurance provider in the United States of America
  • Communicated proactively with Chartered Property Casualty Underwriter throughout the process
  • Proposed whether to accept or decline a policy based on the laws of the individual states and the policy owner’s history
  • Built reputation for outstanding customer service and goal-oriented performance
  • Reviewed over $50 million in property and insured that the risk in covering the items would be profitable
  • Successfully balanced diverse caseload of customers who were located across all 50 states
  • Ensured regulatory compliance by keeping abreast of evolving insurance laws and adjusting underwriting practices accordingly.
  • Participated in industry conferences and seminars to stay informed on emerging risks, market trends, and best practices.
  • Negotiated favorable terms with insurers, optimizing company profitability while minimizing exposure to loss.
  • Streamlined communication with brokers, facilitating prompt responses to inquiries and policy amendments.
  • Maintained strong relationships with brokers through regular meetings and informative presentations on industry developments.
  • Mentored junior underwriters in best practices for risk analysis, documentation, and decision-making processes.
  • Contributed to the development of new insurance products tailored to emerging market demands and client needs.

Special Point of Contact

Caliber Home Loans
06.2020 - 09.2021
  • Balanced full pipeline of loan applications and presented the features and benefits to potential customers
  • Communicated proactively with branch colleagues and customers throughout the origination process
  • Delivered optimal level of service by ensuring attainment of each customer’s objectives
  • Proposed new loan accounts and coordinated with Sales Director to facilitate processing for accounts
  • Built reputation for outstanding customer service and goal-oriented performance
  • Managed over $50 million in assets and transformed branch from negative to profitable status
  • Successfully balanced diverse caseload of customers who were impacted by the COVID-19 pandemic
  • Completed Federal SAFE Pre-Licensure requirements; registered with National Mortgage Lending and Servicing and Texas Department of Savings and Mortgage Lending organizations

Mortgage Service Specialist II

Carrington Mortgage Services
09.2019 - 03.2020
  • Administered loan application processes and provided excellent service to all accounts
  • Prepared high volume of required documents for homeowner insurance and disclosures
  • Participated in disbursement of funds and initiated new mortgage loan applications
  • Engaged closely with customers to understand complex problems and suggest alternative solutions
  • Identified opportunities to improve departmental efficiency and elevate quality of service
  • Strived for first-call resolution, functioning as a positive representative of company standards
  • Assisted new employees with training, sharing best practices for handling difficult situations and achieving positive outcomes.
  • Established trust with clients through clear communication, patience, and understanding their unique challenges fully before offering solutions tailored to their needs.

Dedicated Loan/Loss Mitigation Specialist

Nationstar Mortgage
03.2017 - 01.2019
  • Identified the most appropriate option based on the customer’s financial situation
  • Monitored loss mitigation pipeline and enforced compliance with established timelines
  • Assisted all borrowers and supported the Loan Processor to safeguard industry-best customer service
  • Gained expert familiarity with mortgage terminology, documents, and regulations
  • Advised customers on the loss mitigation process and provided options for their unique situation
  • Established and strengthened customer relationships that drove revenue and minimized loss

Military Police/Paralegal Specialist

U.S. Army National Guard
08.2008 - 10.2016
  • Prepared affidavits and various other legal documents, including briefs, wills, appeals, contracts, and real estate closing statements
  • Processed documents to support courts-martial, non-judicial punishment, and military justice matters
  • Guided and counseled personnel with technical concepts and supervised legal actions
  • Analyzed data using Lexis Nexis and Westlaw, including decisions, legal articles, and codes
  • Manned base entry points to provide 24/7 force protection, reviewing identifications, searching vehicles, and verifying deliveries prior to entrance to secure areas.
  • Ensured public safety during large-scale events by coordinating crowd control measures and monitoring potential threats.
  • Assisted in the development of improved standard operating procedures for Military Police operations through regular review of current practices.

Education

Associate of Science - Military Law

U.S. ARMY ADJUTANT GENERAL SCHOOL
FORT JACKSON, SC
06.2009

All Lines Adjuster Pre licensing Education -

National Institute of adjusting, LLC
Irving, TX

Undergraduate Studies - Criminal Justice

STEPHEN F. AUSTIN UNIVERSITY
NACOGDOCHES, TX

Skills

  • Mortgage Loan Industry
  • Customer Service & Sales
  • Relationship Management
  • Legal Documentation
  • Property Casualty Underwriter
  • Quality Assurance Processes
  • Underwriting guidelines
  • Liability analysis
  • Coverage evaluation
  • Portfolio management
  • Business Development
  • Procedure/Policy Compliance

Licensure And Affiliations

  • All Lines Adjuster Pre Licensing Education, National Mortgage Lending and Servicing (NMLS), 2299365
  • Federal SAFE Pre-Licensure Education Requirements, Texas Department of Savings and Mortgage Lending

Qualifications Summary

Experienced professional dedicated to providing world-class service to in multiple fields. Adaptable, personable leader capable of proactively building and strengthening relationships with colleagues and customers to reach a multitude of professional goals. Strong history of efficiently navigating competitive environments and opportunities. Results-driven insurance underwriting and servicing specialist with an expert understanding of regulations, procedures, and policies gained through training and hands-on experience. Sincere dedication to guiding and assisting diverse clients.

Affiliations

  • African American Forum (AAF) for State Farm

Timeline

Property Casualty Underwriter

State Farm
06.2023 - Current

Special Point of Contact

Caliber Home Loans
06.2020 - 09.2021

Mortgage Service Specialist II

Carrington Mortgage Services
09.2019 - 03.2020

Dedicated Loan/Loss Mitigation Specialist

Nationstar Mortgage
03.2017 - 01.2019

Military Police/Paralegal Specialist

U.S. Army National Guard
08.2008 - 10.2016

All Lines Adjuster Pre licensing Education -

National Institute of adjusting, LLC

Undergraduate Studies - Criminal Justice

STEPHEN F. AUSTIN UNIVERSITY

Associate of Science - Military Law

U.S. ARMY ADJUTANT GENERAL SCHOOL

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