Candace Jones
Rush Springs,OK
Summary
Dynamic appraisal compliance officer with a proven track record at First National Bank & Trust Co., adept at ensuring regulatory adherence and enhancing appraisal quality. Recognized for attention to detail and effective internal communications, I drive initiatives that bolster compliance and security, fostering trust and reliability within the organization.
Overview
20
20
years of professional experience
1
1
Certification
Work History
AVP, Appraisal Compliance & Security Officer
First National Bank & Trust Co.
11.2013 - Current
- Responsible for ordering and reviewing all in-house residential and commercial appraisals.
- Responsible for reviewing and ensuring the Bank receives appropriately prepared appraisals for use in real estate transactions.
- Provides oversight of various valuation functions and conducts quality control reviews.
- Review and evaluate appraisals for quality, report reconsiderations, and compliance with USPAP and FIRREA.
- Review appraisals obtained by the Bank for all purposes, identify, analyze and address discrepancies and write reports.
- Effectively communicate issues within and outside the Bank.
- Communicate with appraisers, and/or other vendors, and assist staff in these communications.
- Research and analyze real estate appraisals.
- Comply with regulations, bank policies and procedures.
- Maintain the Bank's Appraisal Policy.
- Maintain the Bank's Approved Appraiser List.
- Manage the Bank's Appraiser Compliance function.
- Develop, implement and administer all aspects of the Bank's security program.
- Conduct annual security training.
- Provide annual security report to the Board.
Rural Development Technician
U.S. Department of Agriculture
02.2006 - 11.2013
- Strived to keep all Multi-Family properties in a good financial health.
- Provided monthly recommendations to the Program Director on appropriate actions to make the Multi-Family Housing program successful.
- Ensured that servicing actions as required by program regulations were accomplished for each program (compliance reviews & financial reviews).
- Reviewed and recommended for approval of marketing plans from management companies.
- Maintained supervised bank accounts.
- Monitored borrower payments and delinquencies.
- Monitored foreclosure accounts and contacts were made to work towards a cure of the account.
Education
Bachelor of Arts - Communications & Public Relations
University of Oklahoma
Norman, OK05-2004
Skills
- Proficient in Excel, PDF, and Word
- Internal communications
- Teamwork and collaboration
- Documentation and reporting
Accomplishments
- Successfully completed the ICBA security training program and maintain certification by completing continuing education.
- Graduated from the 2-year Renewable Energy Leadership Class presented by Dr. Lew Sterrett- Verden, OK.
- Selected by the Bank's President & CEO to represent FNBT for the Canadian Valley Vo-Tech Foundation Board of Trustees from 2023-present.
Certification
ICBA Security Officer Certification
Timeline
AVP, Appraisal Compliance & Security Officer
First National Bank & Trust Co.
11.2013 - Current
Rural Development Technician
U.S. Department of Agriculture
02.2006 - 11.2013
Bachelor of Arts - Communications & Public Relations
University of Oklahoma
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