Candi Vallera
Administration
Burbank,CA
Summary
Dynamic Mortgage Coordinator with extensive experience Mortgage Coordinator, excelling in loan processing and compliance. Proven track record of enhancing customer satisfaction through meticulous attention to detail and effective communication. Skilled in credit analysis and problem-solving, successfully navigating complex loan applications for diverse clients.
Overview
36
36
years of professional experience
Work History
Mortgage Coordinator/Processor/Administration
INDEPENDENT MORTGAGE COORDINATOR / PROCESSOR / ADMINISTRATION
01.1990 - Current
- Provide support to broker, loan officer, real estate agents and underwriter teams by ensuring the timely and accurate processing of mortgages.
- Review and verify borrowers income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
- Ensure compliance with company policies, underwriting guidelines, and lending program requirements.
- Provided expedient service cited as key to consistently high broker and customer satisfaction.
- Ensured all files are complete prior to lender submission and coordinated effectively with escrow & title companies for smooth closings.
- Successfully processed countless challenging loan applications (e.g., first-time borrowers, self-employed applicants, and borrowers with problematic credit histories).
- Achievement Highlights: References available upon request
Skills
- Mortgage processing
- Underwriting compliance
- Loan documentation
- Credit analysis
- Title insurance coordination
- Customer relationship management
- Attention to detail
- Problem solving
- Effective communication
- Time management
- Team collaboration
- Client support
- Regulatory knowledge
- File management
- Underwriting guidelines
- Loan processing
- Title review
- Deadline management
- Mortgage banking
- Closing procedures
- Escrow coordination
- Document review
- Policy adherence
- Underwriting support
- Credit evaluation
- Pre-approval process
- Underwriting
- Closing coordination
- Scheduling oversight
- Application tracking
- Goal oriented
- Regulatory compliance
- Residential mortgage lending regulations
- Credit checks
- Client account management
- Negotiation tactics
- Loan management
- Loan application management
- Refinancing options
- Calculate payments
- Computer literacy
- Interpersonal communication
- Teamwork
Loan Processing Expertise
- Conforming & Nonconforming Loans
- ARM Loans
- Jumbo Loans
- Reverse Mortgages
- Fannie Mae & Freddie Mac Guidelines
- VA loans
Timeline
Mortgage Coordinator/Processor/Administration
INDEPENDENT MORTGAGE COORDINATOR / PROCESSOR / ADMINISTRATION
01.1990 - Current