Summary
Overview
Work History
Education
Skills
Timeline
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Cara Lammlein

Columbus,OH

Summary

Professional Quality Control Analyst working in the banking industry for 15 years. Involved in consumer credit underwriting for 10 years. Detail-oriented with strong analytical and mathematical proficiency. Expert in Asset Management mortgage underwriting review and adherence to regulatory requirements.

Overview

11
11
years of professional experience

Work History

Quality Control - Mortgage Underwriting

JPMorgan Chase
01.2014 - Current
  • Reviews and analyzes complex financial statements, including Personal Financial Statements, Tax Returns, Credit Bureau Reports, and Appraisals for high net worth individuals
  • Reviews 25+ files per month
  • Accesses potential risks and mitigating factors while adhering to regulatory requirements
  • Involved in several projects outside the general scope of the job function including partnering with policy writers to create a monthly Mortgage Newsletter
  • Proactive in finding policy gaps and recommending solutions on how to make the material clearer to reduce errors
  • Mentor new reviewers and effectively communicates with internal clients

Mortgage Underwriter

JPMorgan Chase
01.2013 - 01.2014
  • Reviewed financial documents for high net worth individuals to determine their repayment ability, cash flow, and credit history to access loan risk
  • Underwrote 15 files per month with the average loan amount of $2MM and the high light amount of $20MM
  • Received M1 authority allowing me to be the first approver on loans after being active in Underwriting for just six months
  • Consistently brought ideas to management for process improvements and policy discrepancies to improve the clarity of the underwriting guidelines

Education

Associates Degree in Civil Engineering -

Columbus State Community College
Columbus, OH
06.2008

Bachelor of Science -

The Ohio State University
Columbus
03.2005

Skills

Financial & Quantitative Analysis

Project Management

Training & Support Development

Creative Thinking & Innovation

Presentation

Risk Management

Exceptional Research & Analytical Skills

Strong Communication

Timeline

Quality Control - Mortgage Underwriting

JPMorgan Chase
01.2014 - Current

Mortgage Underwriter

JPMorgan Chase
01.2013 - 01.2014

Associates Degree in Civil Engineering -

Columbus State Community College

Bachelor of Science -

The Ohio State University

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Cara Lammlein