CARI JOHNSON
Summary
Results-driven professional with expertise in providing profitable financial functions. Analytical and critical thinker with exceptional negotiation/communication skills. Efficient time and resource management.
Overview
11
11
years of professional experience
Work History
Senior Risk Consumer Inventory Specialist
Vroom
12.2020 - Current
- Analyze documents and records for fraudulent activity
- Utilize Inscribe as well as other sites/software to determine if documents have been altered
- Inform Lenders of confirmed fraud
- Submit Stop Delivery emails/activity for units delivered to fraudsters
- Submit Consumer Inventory emails for Insurance filings
- Initiate BuyBack process of delivered units
- Contact True Consumer as well as Fraudsters on confirmed fraud deals
- Promoted to be responsible for up to 10 Agents
- Review Agent deals for accuracy and quality.
Credit Analyst II
Vroom
02.2019 - 12.2020
- Able to render competent credit-based decisions that mitigate risk and maximize profitability while conforming overall portfolio performance review standards
- Educate dealers on programs and funding requirements
- Responsible for ensuring queue management and decision time expectations are achieved
- Monitor deals in funding and identify trends/opportunities in assigned regions
- Maximize capture rates to meet or exceed company expectations
- Communicate with customers regarding credit decisions and alternatives.
Credit Analyst I
Star Furniture
03.2017 - 01.2019
- Make credit decisions, establish lines of credit based on decisions that mitigate risk and maximize profitability
- Make additional credit investigations as necessary
- Review all requests for additional information
- Review and send all declined/qualified letters
- Transfer of applications from pending to processed in Lotus Notes
- Check and respond to all correspondence from Star personnel
- Run & evaluate credit reports for Human Resources
- Retrieve invoices/application for pre-approval printout
- Investigate and bill Business accounts
- Training of new personnel
- Communication with customer
- Manage of any updated information from customers or Star personnel
- Filing as necessary.
Retreat Director
Massage Heights
11.2016 - 02.2017
- Management of employee's schedule, time off, and all appointment scheduling
- Run all daily and monthly financial reports
- Maintain goal setting for employees
- Arrange and manage any marketing events
- Report directly to Owner
- Order of all supplies for Retreat.
Office Manager/Accounting Assistant
W &W Overhead Door Company
02.2015 - 09.2015
- Obtain work orders and dispatch to sales office
- Follow up on invoices to confirm receipt as well as invoices over 30 days or more past due
- Invoice tracking and journaling
- A/P and A/R
- Obtaining required job work forms for billing
- Requesting insurance coverage for contract jobs
- Company email Monitoring
- Oversee purchase orders
- Monitor and purchase all office supply products and orders.
Beazer Homes Closing/Escrow Officer/Logistics Coordinator
First American Title
07.2013 - 02.2015
- Responsible for scheduling all closings
- Preparation of all mortgage loan and title insurance documents
- Constant and frequent contact with buyers and the Builder and Contractors in preparation for closing
- Back end processing of file and documents once closing complete
- Filing of required documents to be recorded by the county
- Distribute of all completed documents to Builder and buyer.
Education
High School Diploma -
Samuel Clemens
Schertz05.1995
Skills
- Notary Public
- Adobe Acrobat
- Excel
- Word
- Word Perfect
- Bookkeeping
- QuickBooks
- Collection-Master Legal Software
- Word Publisher
- AS400
- Harland Software
- Lotus Notes
Timeline
Senior Risk Consumer Inventory Specialist
Vroom
12.2020 - Current
Credit Analyst II
Vroom
02.2019 - 12.2020
Credit Analyst I
Star Furniture
03.2017 - 01.2019
Retreat Director
Massage Heights
11.2016 - 02.2017
Office Manager/Accounting Assistant
W &W Overhead Door Company
02.2015 - 09.2015
Beazer Homes Closing/Escrow Officer/Logistics Coordinator
First American Title
07.2013 - 02.2015
High School Diploma -
Samuel Clemens
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