Summary
Astute and methodical Senior Mortgage Underwriter with significant background working with non-QM wholesale customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Mortgage Loan Underwriter, People Manager
Greenbox Loans Inc
10.2020 - Current
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Verified integrity of applicants' information to minimize fraud.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Collaborated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
Senior Commercial Underwriter
Greenbox Capital
09.2019 - 09.2020
- Utilized knowledge of frontline and main consumer loan underwriting principles, policies and procedures to make decisions on risk assessment.
- Executed consumer loan underwriting policies and procedures, assessing risk and establishing useful and accurate processing of applications.
Team Leader
JPMorgan Chase Bank, NA-PGSC
10.2005 - 07.2019
- Monitored team performance and provided constructive feedback to increase productivity and maintain quality standards.
- Supervised team members to confirm compliance with set procedures and quality requirements.
- Worked with team to identify areas of improvement and devised solutions based on findings.
- Built strong relationships with customers through positive attitude and attentive response.
Education
Bachelor of Science - Physical Therapy
03.2000
Skills
- Product Knowledge on Residential Mortgage and Consumer Loans - end to end originations
- Analytical and Critical Thinking
- Complex Problem-Solving
- Quality Assurance
- Customer Service and Experience
- Employee Performance and People Management
- Escalation Management
Certification
- Business Processing Language Assessment System (BUPLAS)
- Coaching to Communicate
- CCI-Interviewing
Timeline
Senior Mortgage Loan Underwriter, People Manager - Greenbox Loans Inc
10.2020 - Current
Senior Commercial Underwriter - Greenbox Capital
09.2019 - 09.2020
Team Leader - JPMorgan Chase Bank, NA-PGSC
10.2005 - 07.2019
Saint Paul University-Iloilo - Bachelor of Science, Physical Therapy
Similar Profiles
Bill PaceBill Pace
President at Hoot Home Loans, LLCPresident at Hoot Home Loans, LLC
Amber ManneringAmber Mannering
Office Manager at Greenbox Recycling Kent LTDOffice Manager at Greenbox Recycling Kent LTD
Christina Spinardi-FrancaChristina Spinardi-Franca
Accounting Specialist at Ferma Greenbox, Inc.Accounting Specialist at Ferma Greenbox, Inc.
Amy HorningAmy Horning
Senior Mortgage Loan Underwriter at Digital RiskSenior Mortgage Loan Underwriter at Digital Risk
Carmen LopezCarmen Lopez
Senior Mortgage Loan Processor/Junior Underwriter at Paramount Residential Mortgage GroupSenior Mortgage Loan Processor/Junior Underwriter at Paramount Residential Mortgage Group