Carla Stovall
Dallas,Texas
Summary
Results-driven Fraud and Operational Risk Professional with 7+ years of experience in fraud detection, compliance, and enterprise risk management. Strong background in conducting investigations, preparing SARs, developing risk controls, and ensuring adherence to AML/CFT and regulatory frameworks. Adept at cross-functional collaboration with operations, compliance, and technology to assess risk exposure, implement mitigation strategies, and strengthen internal controls. Seeking to contribute operational risk and fraud expertise to a forward-thinking financial institution.
Overview
10
10
years of professional experience
Work History
Fraud Analyst
Crescent Bank
06.2022 - 05.2025
- Conducted end-to-end investigations on high-risk activity, mitigating over $500M in potential losses.
- Analyzed fraud trends and recommended operational control enhancements across departments.
- Filed SARs in alignment with FinCEN guidance and ensured quality documentation for audit readiness.
- Collaborated with risk, legal, product, and tech teams to assess process vulnerabilities and implement controls.
- Reviewed title paperwork and loan documents to ensure regulatory compliance.
- Maintained risk dashboards and contributed to executive reporting on fraud exposure and mitigation efforts.
- Liaised with law enforcement and 3rd-party vendors for case resolution and risk assessments.
Contract Specialist II / Compliance
JP Morgan Chase
11.2016 - 06.2022
- Evaluated retail auto loans for policy and regulatory adherence across state-specific guidelines.
- Conducted reviews of high-risk loan portfolios (e.g., CarMax, Tesla, Enterprise), identifying documentation and control gaps.
- Partnered with credit and sales teams to ensure risk-based approvals and contract completeness.
- Provided frontline defense against risk by ensuring accurate document verification and back-end compliance.
Contract Processor II
Ally Financial
07.2015 - 07.2016
- Executed quality control and documentation checks on auto finance contracts to prevent processing risk.
- Communicated with internal and external stakeholders on contract irregularities and resolutions.
- Ensured compliance with contract standards and maintained high accuracy in data entry under tight SLAs.
Education
Certified Fraud Examiner (CFE) -
Association of Certified Fraud Examiners
06-2025
Business Analyst Certification - Management Training Program
Duke University
04-2018
Associate of Arts -
Wade College
Dallas, TexasSkills
- Operational Risk Management
- Fraud Risk Assessment
- Internal Controls & Compliance
- Regulatory & SAR Reporting (FinCEN)
- Root Cause Analysis
- Risk Monitoring & Mitigation
- Cross-Functional Collaboration
- AML/CFT & KYC Frameworks
- Risk-Based Investigations
- Data Analysis (Advanced Excel, SQL)
- Strategic Policy Development
- Performance Dashboards
References
Available upon request.
Certifications And Education
- Certified Fraud Examiner (CFE), 05/25
- Business Analyst Certification, Duke University – Management Training Program
- Associate of Arts, Wade College, Dallas, Texas
Timeline
Fraud Analyst
Crescent Bank
06.2022 - 05.2025
Contract Specialist II / Compliance
JP Morgan Chase
11.2016 - 06.2022
Contract Processor II
Ally Financial
07.2015 - 07.2016
Certified Fraud Examiner (CFE) -
Association of Certified Fraud Examiners
Business Analyst Certification - Management Training Program
Duke University
Associate of Arts -
Wade College
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