Carlos Gonzalez
Chandler,AZ
Summary
Insightful Analyst known for high productivity and efficient task completion. Possess specialized skills in data interpretation, statistical analysis, and predictive modeling which enhance problem-solving capabilities. Excel in communication, teamwork, and adaptability, ensuring seamless collaboration and innovative solutions in dynamic environments.
Overview
7
7
years of professional experience
Work History
Analyst/Officer (Hybrid)
MUFG Bank, N.A
Tempe, AZ
08.2021 - Current
- Manage and maintain a portfolio of active leveraged and high-grade loan transactions, primarily from Latin America, Supply Chain Finance, Securitization, and Commodities
- I assisted in the closing 1.8 trillion USD in new business for MUFG Bank, N.A in 2023
- Ensure constant communication in projects to provide valuable input to various working groups, to continually enhance performance and efficiency
- Support the execution and closing of complex loan transactions, including, but not limited to, new deals, refinancing, amendments, acquisition financings, and repricing
- Collect and review legal loan documentation to perform a detailed review against required legal, credit, and regulatory approvals, as per the bank’s policy, and perform facility booking in OVS (MUFG system of record)
- Facilitate pre-closing requirements with internal and external partners by conducting portfolio management, syndications, credit, loan and agency services, finance, legal, and back-office servicing
- Perform cyclical review and monitoring of financial covenants for active credit agreements in an individual's portfolio
- Work with relationship/portfolio managers for latency and any covenant breaches
- Assist with inquiries from the front office, controllers, reporting, and the back office related to any previous closings
- Monitoring various projects related to terminations reports, closing fees, and collateral booking with high visibility from management
- Assist internal colleagues with tracking, and booking fees related to new transactions
- Continuous review of procedures to ensure appropriate control and consistency with Head Office guidelines and bank regulations.
Team Lead
ACH/Electronic Banking
05.2020 - 08.2021
- Distributed work assignments to successfully process high volume transactions daily
- Transformed all manual processes electronically during the COVID-19 pandemic
- This allowed the team’s flexibility to work from home and prioritize their safety
- I ensured that our quality of service to our clients and productivity wasn’t compromised
- We saw an improvement in productivity due to the team’s high morale
- I was able to increase the department’s profit by streamlining manual processes
- Eliminated printing and storage by 90%
- Conducted all staff training, identified processing inconsistencies, and provided backup coverage on all department functions/assignments
- Assisted our corporate clients uploading payroll files to the banks system
- Ensured that I provided them with the highest level of expertise to minimize the impact on their employees/clients
- Performed regular auditing of functional assignments and provided my recommendations to management
- Ensured procedures were updated regularly to comply with regulations and bank policy.
Senior Specialist
HQA. – ACH Unit
07.2019 - 05.2020
- Reviewed and verified daily work to meet daily deadlines
- Reconciled incoming and outgoing files for payroll/payment files distributed throughout the day
- Researched and resolved any exceptions in a report for every window
- Trained team members on all processes to ensure all team members were knowledgeable and proficient to provide coverage when necessary
- Assist in improving daily processes and procedures to ensure they’re up to date with controllers’ requirements.
Specialist
Money Transfer Department
05.2017 - 07.2019
- Assisted manager in reviewing and verifying daily processes to ensure work meets daily deadlines
- Trained team members on processes to ensure all team members were able to perform all processes to the highest standard to mitigate risk
- Prepared and reviewed daily Money Transfer Proof & Control by ensuring payments and accounts were adequately handled
- Prepared and distributed reports to the compliance team containing any OFAC-related payments that were held for further investigation
- Interacted with branch offices and customer service teams regarding areas of concern, specifically deposit accounts
- Posted, reconciled, researched, and cleared a wide variety of customer banking items received through the Federal Reserve Bank
- Worked closely with branch managers to ensure timely delivery of notifications to customers relating to returns.
Education
B.S - Business Management
Arizona State University
07.2024
Business Management
Montclair State University
05.2019
Skills
- PEP
- OVS
- JAVA
- IRIS
- CHUB
- MS Excel
- Salesforce
- Account Reconciliation
- Excel proficiency
- Evidence-Based Decision Making
- Issue Identification
- Root Cause Analysis
- Active listener
- Time Management
- Fluent in English/Spanish
- Risk Mitigation
- Audit Support
- Business Operations Analysis
- Team Collaboration and Leadership
- Information Gathering
- Documentation And Reporting
- Excellent time management
- Excellent communicator
- Portfolio Management
Timeline
Analyst/Officer (Hybrid)
MUFG Bank, N.A
08.2021 - Current
Team Lead
ACH/Electronic Banking
05.2020 - 08.2021
Senior Specialist
HQA. – ACH Unit
07.2019 - 05.2020
Specialist
Money Transfer Department
05.2017 - 07.2019
B.S - Business Management
Arizona State University
Business Management
Montclair State University
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