Carlos Guerra
Los Angeles,CA
Summary
Results-oriented professional knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing opportunities.
Overview
5
5
years of professional experience
Work History
Lending Professional
JP Morgan
Los Angeles
04.2022 - Current
- Negotiated repayment plans with delinquent borrowers in order to keep them current on their loans.
- Developed strategies to minimize delinquencies and maximize collection efforts on past due accounts.
- Maintained accurate records of all transactions to ensure compliance with internal policies and procedures.
- Monitored the performance of existing loans by analyzing cash flows, collateral values, and other factors affecting repayment obligations.
- Partnered with internal departments such as legal, compliance, audit. on matters relating to loan operations.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
Loan Operations Specialist
SBA Complete
El Segundo, CA
10.2019 - 11.2021
- Maintained accurate records of all loan transactions for auditing purposes.
- Monitored loan status to ensure compliance with terms of agreement.
- Prepared reports for customers with delinquent and irreconcilable accounts.
- Developed and recommended personal or commercial loan packages for clients.
Education
Bachelor of Arts - Economics
California State University, Northridge
Northridge, CA05-2020
Skills
- Documentation review
- Portfolio management
- Loan origination
- Compliance auditing
- Compliance analysis
- Documentation and reporting
Timeline
Lending Professional
JP Morgan
04.2022 - Current
Loan Operations Specialist
SBA Complete
10.2019 - 11.2021
Bachelor of Arts - Economics
California State University, Northridge