Carlos Rios
New York,USA
Summary
Experienced in program coordination, program management, and administrative support. Proven ability to enhance team productivity through strong organizational and communication skills. Demonstrated success in fostering collaborative work environments and ensuring successful project outcomes.
Overview
7
7
years of professional experience
Work History
Construction Business Program Associate
BOC CAPITAL
10.2023 - Current
- Manage pipeline and intake of loan applications received.
- Review Construction Contracts
- In office site visits with building estimator
- Gather, review, and analyze loan applicant documentation including but not limited to credit reports, financial statements, tax returns, etc.
- Assist clients with producing contract-specific financial projections to determine lending needs.
- Liaise with Senior Construction Account Manager in contract and estimate analysis.
- Prepare loan applications for final review by underwriters and credit memos for BCC’s loan committee. Includes the use of LifFund MMS underwriting platform and the production of full loan package and related documentation to be maintained in the loan client file.
- Work with Loan Fund team to arrange loan closings, disbursements, and remittances.
- Track contract progress and payments in relation to loan.
- Collect and analyze client data including but not limited to financial, contracting, bonding, insurance, compliance requirements, and employment information. This could include site visits, verifying references, and analyzing financial documents such as tax returns, work in process schedules, profit and loss statements, balance sheets, and cash flow statements.
- Manage the client relationship including but not limited to tracking contract work progress, insurance, bonding, financing, etc.
Client Service Specialist
City National Bank
05.2019 - 08.2023
- Review, submit payments, update account information, and provide receipts.
- Achievement results in an ambiguous environment with a high level of accuracy and attention to detail.
- Input account data into the system using procedures to maintain confidentiality.
- Sort, distribute business correspondence to department staff, reducing dropped communications, enabling faster responses to key requests.
- Support clerical needs of account managers.
- Review polices and endorsement information to give customers correct details regarding billing.
- Manage accounts with values at $150,000+.
Teller
TD Bank
03.2018 - 04.2019
- Responsible for performing accurate transactions, greeting and thanking each client for his or her business.
- Perform responsibilities of handling basic transactions of paying and receiving like accepting deposits and loan payments, verifying cash, cashing checks within limits and obtaining authorization, when required.
- Handle the tasks of issuing cashier's checks, money orders, and redeeming savings bonds.
- Responsible for preparing individual daily balance of teller after each transaction.
- Perform complex transactions like coupon collection, large commercial deposits, issuing official checks and cash advances.
- Ensure that the transactions follow the operating procedures as outlined in Branch Operations Manual.
Education
Bachelor of Technology - Mechanical Engineering Technology
New York City College of Technology
Executive Education - Construction Project Management
Columbia Engineering
Interior Design
ACE Mentoring Program
Skills
- CAD, Solid Works, & Sketch up
- Microsoft Word, Excel, and PowerPoint
- Creative thinkers can promote any product
- Customer Service
- Excellent verbal, written and interpersonal communication skills
- Proven team player by always accepting new projects with multiple procedures and multiple lines of business
- Product Design
- Strong mathematics and cash accounting skills
- Organizational Skills
- Data Management
- Program Management
- Reviewing Bank Statements and Financial Statements
Timeline
Construction Business Program Associate
BOC CAPITAL
10.2023 - Current
Client Service Specialist
City National Bank
05.2019 - 08.2023
Teller
TD Bank
03.2018 - 04.2019
Executive Education - Construction Project Management
Columbia Engineering
Interior Design
ACE Mentoring Program
Bachelor of Technology - Mechanical Engineering Technology
New York City College of Technology
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