Carly Rees
Renton,WA
Summary
My objective is to form a lasting alliance with a company that will allow me to prosper, as well as to contribute to that company’s plan for growth by carrying out its mission in every transaction. I am skilled at reviewing documents, organizing, synthesizing, and making accurate decisions. I bring a firm grasp of risk assessments and acceptance criteria, and am a valued team member who keeps the customer at the forefront.
Overview
28
28
years of professional experience
Work History
Senior Underwriter
American Pacific Mortgage / Absolute Mortgage
2022.11 - 2023.12
- Underwrite FHA, VA, USDA, Bond, Conventional, Jumbo, and HELOC loan files to agency and investor guidelines
- Apply knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Support review, acceptance or denial of new or renewal business after carefully reviewing all information.
- Review VA Appraisals as a SAR
Senior Underwriter,
Finance Of America / Absolute Mortgage
2013.07 - 2022.11
- Consistently the top Underwriter in the nation for volume, cost per loan, quality, and diversity of products qualified to underwrite
- Underwrite FHA, VA, USDA, Bond, Conventional, Jumbo, HELOC and Flex loan files to agency and investor guidelines
- Review VA Appraisals as a SAR
- Recipient of Multiple "UW of the Year", "Ops Person of the Year", and "Core 4" quarterly awards
- Supported marketing and sales activities with subject matter expertise.
Underwriter
Cobalt Mortgage
2011.07 - 2013.07
- Underwrite FHA, 203k, VA, USDA, Bond, Jumbo and Conventional loan files to agency and investor guidelines
- Review VA Appraisals as a SAR
- Answering complex scenario questions and assisting Originators with income calculations
Underwriter, Processor, Operations Manager
Various Banks
1996.06 - 2011.07
- Underwrite loan files to agency and investor guidelines
- Provide training throughout the region covering multiple topics
- Composed and distributed weekly "Did You Know?" emails to further education of specific product highlights
- Responsible for Underwriting Employee Loans
- Designated Underwriter to help on-board new Loan Officers and new Branches
- Worked closely with Regional Underwriting Manager to help coach and educate the Loan Officers and Production Staff regarding general underwriting policies, procedures and product knowledge.
- Processed, Underwrote, Closed, and Funded record volume for branch.
- Maintained reports and follow-up documentation for upper management.
Education
CERTIFICATIONS AND PROFICIENCIES:
VA MBA Training / SAR
2008
FHA - DE Certification
2004
Bachelor of Arts - English / Concentration in Public Relations
Gonzaga University
Spokane, WA1996
Skills
- Excellent Time Management
- Efficient
- Self-starter
- Analysis and Evaluation
- Pipeline Management
- Guidelines Knowledge
- Reading Comprehension
- Exceptional Attention to Detail
- Team Player
- Strong written and verbal communicator
- Loyal Employee
- Customer Service Excellence
Timeline
Senior Underwriter
American Pacific Mortgage / Absolute Mortgage
2022.11 - 2023.12
Senior Underwriter,
Finance Of America / Absolute Mortgage
2013.07 - 2022.11
Underwriter
Cobalt Mortgage
2011.07 - 2013.07
Underwriter, Processor, Operations Manager
Various Banks
1996.06 - 2011.07
CERTIFICATIONS AND PROFICIENCIES:
VA MBA Training / SAR
FHA - DE Certification
Bachelor of Arts - English / Concentration in Public Relations
Gonzaga University
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