Carrie Stewart
Urbandale,IA
Summary
My background includes over 25 years’ experience of managing processes, and team members, within operational and compliance risk areas for Wells Fargo. I am currently looking for challenging position within Wells Fargo where I can leverage my experience while expanding my skill sets.
Overview
26
26
years of professional experience
Work History
Vice President, Compliance Senior Manager
Wells Fargo
08.2019 - Current
- Company Overview: Wealth and Investment Management Compliance
- Currently manage a team of five, within Wealth and Investment Management’s (WIM) Compliance Program Governance Team and is responsible for the oversight and execution of portions of of the Compliance Risk Program, including:
- Oversight and governance of the Risk and Control Self-Assessment (RCSA) Program for WIM Compliance
- Provide support to WIM Compliance RCSA participants
- Manage, oversee RCSA execution and annual refresh schedules to ensure there is appropriate compliance coverage
- Establish processes and protocols, within WIM Compliance, that support RCSA program requirements
- Oversight of process to review and challenge, when necessary, the regulatory change Business Environment Change (BEC) events
- Monitor, review, and challenge, when necessary, the Front-line’s self-assurance activities as required by Wells Fargo Self-Assurance Activity Policy
- Performs monthly review results of Front-line’s self-assurance activities (SAA), required by Wells Fargo Self-Assurance Activity Policy, to ensure:
- All required elements of the policy have an established SAA routine
- The established SAA routines have appropriate data elements and frequency
- The results of the SAA routines are reported to Risk and Control Committee on recurring basis
- New and rising risks are escalated timely
- Oversight and governance of Compliance Risk data within for Shared Risk Platform (SHRP):
- Serve as Subject Matter Expert of SHRP system for WIM Compliance
- Develop and provide reporting for compliance leadership that illustrates WIM regulatory state of compliance
- Perform User Acceptance Testing on system releases
- Provide training on SHRP platform as needed
- Assess impacts to compliance data in SHRP when changes are made to business hierarchy and, when necessary, work with Technology to move, replicate, etc
- Compliance risk data
- Monitor completeness and quality of compliance risk data in SHRP; work with Compliance Officers and Business Control partners to address incomplete or illogical data conditions
- Participate in monthly Regulatory Change Governance Council calls, socialize regulatory change nominations to WIM Compliance
- Serve as liaison between Enterprise Compliance Program Strategy and Governance team and WIM Compliance, participating in high to moderate risk, enterprise level projects
- Wealth and Investment Management Compliance
Vice President, Operational Risk Consultant 5
Wells Fargo
01.2019 - 08.2019
- Company Overview: Payments, Virtual Solutions, and Innovation (PVSI) I Group Issue Management
- Through corporate risk re-organization, I transitioned to Issue Management oversight role for PVSI where I supported the Deposit Product Group and my responsibilities included:
- Develop and implement reporting, analytics and key metrics including common themes, trend analysis, and validation activities
- Developed and provide training for Deposit Product Group Control Group around Issue Management Policy and Procedure requirements
- Facilitate and oversee the end-to-end issues management process for Deposit Product Group
- Ensure issues are managed in accordance with the applicable policies and procedures
- Provide credible challenge on behalf of Deposit Product Group (DPG) Front Line and Control Group, throughout the issue management lifecycle
- Payments, Virtual Solutions, and Innovation (PVSI) I Group Issue Management
Vice President, Compliance Consultant 5
Wells Fargo
12.2014 - 01.2019
- Company Overview: Deposit Product Group (DPG) Compliance
- Managed a team of two that had oversight and governance of Compliance Risk data within for Shared Risk (SHRP) and Issue Management Platform, responsibilities included:
- Documented and implemented procedures for DPG Control Group Organization to support policy requirements for issue management, internal controls, and compliance risk
- Facilitated risk assessment and compliance requirement evaluation process for applicable Major Compliance (regulatory) Requirements
- Provide monitoring/oversight reporting for Front Line, Control Group Organization and PVSI Control Executives
- Assisted with identification and documentation of business controls to mitigate compliance risk
- Developed and implemented a process where potential issues could be reported, vetted and decisioned (definition of an issue)
- Partner with Independent Testing and Validation (IT&V) to obtain status and emerging issues of ongoing Review Activities
- Developed and provided training related to SHRP related modules, as needed
- Participated in PVSI level projects related to SHRP related modules
- Participated in User Acceptance Testing (UAT) of SHRP related modules
- Deposit Product Group (DPG) Compliance
Assistant Vice President, Compliance Consultant III
Wells Fargo
10.2011 - 07.2013
- Company Overview: Real Estate Lending
- Assisted with developing and implement compliance risk assessment process, methodology, and test programs to measure compliance controls for regulatory and operational risks
- Assist Compliance Risk Managers to align current testing to regulatory and operational risk requirements and identify potential gaps in testing programs
- Manage and maintain data within the Control Review Analysis System (CRAS+) and the Centralized Issue and Corrective Action Tracking (CICAT) platforms
- Assist testing managers in development of control review plans and tracking of review schedules
- Develop and deliver training on the operational risk platforms as needed
- Provide input on business requirements for enhancement to the risk platform tools in partnership with Corporate Operational Risk team
- Assist with user acceptance testing on CRAS+ and CICAT releases
- Real Estate Lending
Assistant Vice President, Compliance Consultant III
Wells Fargo Financial
03.2005 - 09.2010
- Develop and implement enterprise-wide risk assessment methodology and test programs to measure compliance controls for regulatory and operational risk requirements
- Assisted international businesses in identifying applicable regulations and laws
- Consult with line of business compliance officers to ensure consistency in compliance program documentation, risk assessments, testing, and reporting
- Represent Wells Fargo Financial (WFF) and Consumer Lending Group (CLG) in regulatory and operational risk-based projects, including but not limited to, the corporate wide Control/Compliance Review Analysis System (CRAS+), Vendor Management Regulatory Compliance project and Legacy Wachovia/Wells Fargo integration
- Develop and deliver training for operational risk platforms for CLG team members
- Responsible for building relationships with internal and external partners to ensure effective execution of the WFF Compliance Program and corporate policies, as well as ensured alignment of the WFF program with Corporate and Business Group goals
Assistant Manager, Collection Supervisor II
Wells Fargo Financial
09.1998 - 03.2005
- Managed repossession accounts to ensure all applicable statutory and regulatory requirements were adequately addressed while maximizing recovery amounts and minimizing bad debt expense
Skills
- Team Leadership
- Relationship Building
- Decision-Making
- Critical Thinking
- Risk Management
Relatedinformation
- 2018 PVSI Golden Spoke Champion
- Trained in Six Sigma Methodology
- SME of Shared Risk Platforms and corresponding policies, procedures, standards (Compliance Program, Business Profile Management, Internal Control Policy, Compliance Requirement Evaluation Procedures, Issue Management)
Timeline
Vice President, Compliance Senior Manager
Wells Fargo
08.2019 - Current
Vice President, Operational Risk Consultant 5
Wells Fargo
01.2019 - 08.2019
Vice President, Compliance Consultant 5
Wells Fargo
12.2014 - 01.2019
Assistant Vice President, Compliance Consultant III
Wells Fargo
10.2011 - 07.2013
Assistant Vice President, Compliance Consultant III
Wells Fargo Financial
03.2005 - 09.2010
Assistant Manager, Collection Supervisor II
Wells Fargo Financial
09.1998 - 03.2005