Summary
Overview
Work History
Education
Skills
Certification
Languages
Software
Timeline
ADDITIONAL INFORMATION
Generic

Casey Baker

MADERA,CALIFORNIA

Summary

Experienced with credit risk management, financial analysis, and strategic planning. Utilizes expertise in credit policy enhancement and risk assessment to drive organizational success. Track record of leading teams effectively and ensuring compliance with regulatory standards.

Overview

17
17
years of professional experience
1
1
Certification

Work History

EVP, Chief Credit Officer

Fresno Madera Farm Credit
06.2025 - Current
  • Provides strategic leadership for the Association’s credit function, guiding the development of credit policies, underwriting practices, and portfolio management in alignment with organizational objectives.
  • Member of the Asset Liability Committee (ALCO) and Executive Loan Committee, offering strategic insights into pricing, structure, capital planning, and portfolio risk positioning.
  • Develops and maintains credit policies and underwriting guidance that promote clarity, consistency, and risk-appropriate decision-making across all lending levels.
  • Provides executive oversight of the credit resolution function, ensuring strategies for criticized and classified assets align with the organization’s risk appetite, lending philosophy, and regulatory expectations
  • Collaborated with executive leadership to set strategic goals for the credit department, aligning with company objectives.
  • Drove improvements in loss mitigation efforts through early identification of problem loans and effective workout strategies.
  • Managed a diverse team of credit professionals, promoting collaboration and superior performance in achieving targets.
  • Spearheaded cross-functional projects aimed at improving overall operational efficiency and effectiveness within the credit department.

SR. Director, Credit Operations and Development

Fresno Madera Farm Credit
05.2024 - 06.2025
  • Led and supervises staff responsible for managing distressed loans, offering direction on resolution strategies, borrower engagement, and policy compliance—and directly engages in complex or high-profile cases when necessary.
  • Led the Credit Administration function to ensure credit policies, processes, and standards enable sound, consistent decisions aligned with FMFC’s lending philosophy and strategic objectives
  • Contribute to the organization's ERM and ICFR efforts in alignment with the COSO ERM Framework.

SVP, Business Development Manager

Rabo AgriFinance
05.2021 - 05.2024
  • Manage multiple offices (Santa Rosa, Santa Maria, Yuba City, El Centro, and the state of Arizona) as well as a team of nine Relationship Managers who have a combined portfolio of $1.5bln: 50% of the total California/Arizona Territory.
  • Grew the loan portfolio by $180mln in two years, leveraging Rabobank’s global network (Spain, France, Netherlands), which resulted in the attaining the #1 ranked region in the United States for 2021, 2022, and 2023 (as measured by various loan growth/profitability metrics)
  • Successfully negotiated multiple loan originations with private equity and investment banking firms, ranging from M&A, to refinance of existing debt.

SVP, Senior Financial Analyst Manager

Rabo AgriFinance
09.2017 - 05.2021
  • Lead a team of 53 Financial Analysts and 4 Financial Analyst Managers across Food & Ag lending to create consistency across business lines, enhance training and development, and foster collaboration with the relationship managers across the California footprint.
  • Manage and continually monitor the commercial lending process, identifying process improvement opportunities to enhance efficiency and improve the customer experience.
  • Support the Pacific Territory Relationship and Financial Analyst Managers to help drive the underwriting process from origination through to approval by advising on loan structure and partnering with local and international credit colleagues.

VP, Associate Credit Officer

Rabobank
03.2013 - 05.2015
  • Decision loan requests within delegated approval authority along with recommending approval on loan requests to the bank’s credit committee.
  • Customize software and train staff on newly integrated financial spreading and credit application program (Credit Quest).

AVP, Financial Analyst

Rabobank
08.2010 - 03.2013
  • Underwrite large, complex credit proposals with exposures ranging from $10-$100 million, which included evaluation of business plans, financial statements and projections.
  • Manage assigned loan portfolio, assessing the integrity and accuracy of loan grades and identifying potential deterioration in credit quality.
  • Provide direction to Relationship Managers and Financial Analysts on loan structure and credit application content, quality, and risk-adjusted returns

SVP, Financial Analyst Manager

Rabobank
05.2010 - 06.2012
  • Liaison between California’s Customer Relationship Team and the Credit Department, communicating directly with local and Head Office (Utrecht) credit personnel, annually moving 50 large, complex deals through the credit approval process.
  • Interpret and apply bank policies, governmental legislation, accounting theory, and customer financial regulations in parallel with supervising 14 financial analysts.
  • Improve final underwriting quality by implementing a robust quality-review function prior to loan application submission.

Branch Manager

Westamerica Bank
04.2008 - 08.2010
  • Execute marketing strategy to drive yr/yr loan and cross-sell growth that resulted in the Clovis Office ranking number one in financial performance in the state: ranking based on various profitability metrics that include non-interest income, non-interest expense, and investment sale revenue.

Education

Bachelor of Science - Business Administration

California Polytechnic San Luis Obispo
San Luis Obispo
06.1999

Business Analytics Program

Harvard University
Boston, MA
06.2020

Skills

  • Strategic Credit Policy Development

  • Loan structuring

  • Leadership qualities

  • Critical thinking

  • Excellent communication

  • Risk assessment

Certification

Chartered Financial Analyst

Languages

English
Native or Bilingual

Software

Salesforce

NCino

Microsoft Office

Diligent

Timeline

EVP, Chief Credit Officer

Fresno Madera Farm Credit
06.2025 - Current

SR. Director, Credit Operations and Development

Fresno Madera Farm Credit
05.2024 - 06.2025

SVP, Business Development Manager

Rabo AgriFinance
05.2021 - 05.2024

SVP, Senior Financial Analyst Manager

Rabo AgriFinance
09.2017 - 05.2021

VP, Associate Credit Officer

Rabobank
03.2013 - 05.2015

AVP, Financial Analyst

Rabobank
08.2010 - 03.2013

SVP, Financial Analyst Manager

Rabobank
05.2010 - 06.2012

Branch Manager

Westamerica Bank
04.2008 - 08.2010

Bachelor of Science - Business Administration

California Polytechnic San Luis Obispo

Business Analytics Program

Harvard University

ADDITIONAL INFORMATION

  • Member: CFA Institute, CFA Society of San Francisco
  • Selected for the 2022 Rabobank Global Rural Leadership Program
  • Mentor for the Rabobank Summit Program (2018)
  • Rabobank: Utrecht Visitor Credit Program (2016)
  • High performer selection: 2015, 2017

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