Cassidy Fletcher
Howell,MI
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Mortgage Underwriter
United Wholesale Mortgage
02.2024 - Current
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Residential Real Estate Agent
Keller Williams Living
11.2018 - Current
- Guided clients from beginning to end of home buying process in choosing right property.
- Showed properties to potential buyers and other brokers at open houses and by appointment.
- Cultivated strong relationships with agents, lenders and title companies.
- Negotiated real estate contracts to navigate transactions between buyers and sellers.
- Helped clients navigate transactions, complete paperwork and finalize sales or purchases.
Loan Originator/Processor
Exceptional Mortgage Services
03.2015 - Current
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Examined customer loan applications for loan approvals and denials.
- Collected information from banks, institutions and employers to assess applicant eligibility.
Car Dealership Billing Administrative Assistant
Champion Buick GMC
01.2014 - 02.2015
- Participated with management to standardize workflows and improve processes.
- Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
- Assisted coworkers and staff members with special tasks on daily basis.
- Managed filing system, entered data and completed other clerical tasks.
- Completed forms, reports, logs and records to quickly handle all documentation for human resources.
Education
High School Diploma -
Howell High School
06.2013
Skills
- Attention to Detail
- Time Management
- Local Market Knowledge
- Client Relationship Management
- Organizational Skills
- Contract Negotiation
Certification
- SAFE Mortgage Loan Origination Certification
- CNP - Certified Notary Public
- Licensed Real Estate Agent
Timeline
Mortgage Underwriter
United Wholesale Mortgage
02.2024 - Current
Residential Real Estate Agent
Keller Williams Living
11.2018 - Current
Loan Originator/Processor
Exceptional Mortgage Services
03.2015 - Current
Car Dealership Billing Administrative Assistant
Champion Buick GMC
01.2014 - 02.2015
- SAFE Mortgage Loan Origination Certification
- CNP - Certified Notary Public
- Licensed Real Estate Agent
High School Diploma -
Howell High School
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