Summary
Overview
Work History
Education
Skills
Websites
Timeline
Awards
Generic

Catherine Morehouse

Cypress,TX

Summary

Experienced mortgage professional with excellent client and project management skills. Action-oriented with strong ability to communicate effectively with technology, executive, and business audiences.

Overview

28
28
years of professional experience

Work History

Loan Officer/Loan Officer Assistant

Cross Country Mortgage
10.2024 - Current
  • Examined customer loan applications for loan approvals and denials.
  • Developed strong relationships with customers through high levels of customer service.
  • Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.

Loan officer

First Community Credit Union
09.2022 - Current
  • I built my pipeline to 7 million and close on average 2 million a month. I have an approved continued education class for real estate agents which allows me to grow my relationships and my business. I actively network weekly to keep my name out in front of buyers.

Loan Officer

Jackson Henry Mortgage
08.2023 - 09.2024
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Maintained strict confidentiality of bank records and client information.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.

Loan officer

America’s Best Lending
07.2021 - 09.2022
  • Originated my own leads through working with local real estate agents and networking. I created my own team that worked best with my referral partners and we close on average $500-$750,000 a month in new loans. I have a wide array of business from purchase, refinance and investment property loans. Investor base is a great source of my business through debt service loans. Communication is key and I strive to let everyone know status of their loans. Follow up is key and have worked with borrowers for several months to help with their credit to get them approved.

Loan officer

C&T Mortgage
09.2019 - 06.2021
  • Local broker shop which enabled me to grow and learn. Started networking with local investors to increase my business. VA loans was a large share of my business and this shop has great products. My client base changed from Conventional to Non-QM and needed to make a change.

Loan officer

Academy Mortgage
08.2017 - 09.2019
  • Originated loans from leads generated internally. Worked to gain a pipeline through contacts and meeting local agents. Became a loan assistant during my employment which provided tremendous training and knowledge. I worked for Sierra Lending two different times. The first was from 12/10-4/11 and the second and last time was 10/14-3/17.

Account Executive

Open Mortgage, LLC
03.2017 - 09.2017
  • Created new customer based for Open Mortgage which was a new lender in the Houston Market place. Trained customers as to how to send loans to Open Mortgage. Conducted sales calls that included cold calling to get my customer base aware of a new lender. Submitted and closed a large number of loans in the short itme with company was in business. Provided onsite training. Planned and executed networking events to grain market exposures.

Account Executive

Stonegate Mortgage Corporation
12.2010 - 02.2017
  • Developed territory to over 20 millin sales per month. Grew existing customer base to hit and exceed targe numbers. Expanded the territory into the Houston area for a larger market share. Trained customers on the LOS system to ensures loans closed quickly. Worked in the secondary markets with my customers to enhance their bottom line.

Account Executive

Sierra Lending Group LLC
12.2010 - 02.2017
  • Sold portfolio loans to customers in a predominately conforming market to a level of 5 million per month. Established training procedures with customer base which grew the market share. Underwritten loans and consulted with management in order for the board of directors to buy the loans. Advised the member of the board about the loans in questions. Sold and packaged the loans once closed. Worked for SLG from 12/10-4/11 and 10/14/17

Senior Loan Officer

Empire Mortgage
02.1998 - 04.2003
  • Originated mortgage loans closing 1-2 million a month in retail loans. Created new territories in San Antonio and S. California. Prepared correspondence, accounting and financial documents for analysis.
  • Other employment – Envoy Mortgage as a Branch Liaison, Homecomings Financial and First Franklin. 2/08-6/05

Education

Bachelor of Arts -

The University of New Orleans
New Orleans, LA
01.1994

Skills

  • 23 yrs mortgage experience
  • Proficiency in multiple LOS mortgage systems including desktop underwriter
  • Client-focused
  • Results-oriented
  • Training and development
  • Computer proficient
  • Underwritten loan files for approval
  • Negotiated terms with borrowers and lenders
  • Created procedures
  • Branch management
  • Created policies and procedures

Timeline

Loan Officer/Loan Officer Assistant

Cross Country Mortgage
10.2024 - Current

Loan Officer

Jackson Henry Mortgage
08.2023 - 09.2024

Loan officer

First Community Credit Union
09.2022 - Current

Loan officer

America’s Best Lending
07.2021 - 09.2022

Loan officer

C&T Mortgage
09.2019 - 06.2021

Loan officer

Academy Mortgage
08.2017 - 09.2019

Account Executive

Open Mortgage, LLC
03.2017 - 09.2017

Account Executive

Stonegate Mortgage Corporation
12.2010 - 02.2017

Account Executive

Sierra Lending Group LLC
12.2010 - 02.2017

Senior Loan Officer

Empire Mortgage
02.1998 - 04.2003

Bachelor of Arts -

The University of New Orleans

Awards

Member of Cypress Business Leaders, Cypress Chapter., Member of WGNO – Nu House, Women’s networking.