Catushia Ienni
Rancho Mission Viejo,CA
Summary
Well-qualified with 15 years of experience in the Mortgage Industry, including over 10 years as an Loan Officer Assistant/Jr. Loan Processor. Detail-oriented team player with excellent organizational skills and time management abilities. Willingness to take on additional responsibilities to help achieve team goals. Looking to obtain a challenging and rewarding position in a stable organization that offers ample opportunities for growth.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Loan Officer Assistant /Jr. Processor
Fairway Independent Mortgage Corp
12.2020 - Current
- Handle loan origination process from Start to finish.
- 1003, submitting docs, disclosures, fulling conditions, review closing docs.
- Gather, review, and verify documentation from borrowers
- Data Entry, Calculated income, pulling and reviewing credit report, handling services orders (appraisals, flood cert, tax transcripts, VOE, etc.), title and escrow docs.
- Effectively manage purchase contracts and lock expiration dates, alerting team when deadlines are approaching and assist as needed to make sure those deadlines are met.
- Review loan files to determine conditions that must be met prior to closing. This includes, but is not limited to private mortgage insurance, title, hazard insurance and flood determination and other underwriting conditions. Ensure that all items are cleared.
- Communicate with Loan Officer, Sr. Processors and Underwriters regarding conditions
- Communicate loan progress to borrowers, agents, escrow and title.
- Manage pipeline of 20-30 loans per month.
Mortgage Broker Assistant/ Jr. Processor
Premier Lending & Realty Group
07.2013 - 12.2020
- Worked with Mortgage Broker by assisting in communicating with clients regarding loan process, gathering information and documentation.
- Completed 1003, submitting docs, disclosures, fulling conditions, review closing docs.
- Reviewed loan files to determine conditions that must be met prior to closing. This includes, but is not limited to private mortgage insurance, title, hazard insurance and flood determination and other underwriting conditions.
- Calculated income, pulling and reviewing credit report, handling services orders (appraisals, flood cert, tax transcripts, VOE, etc.), title and escrow docs.
- Maintained detailed records of interactions with clients.
- Resolved customer complaints while prioritizing customer satisfaction and loyalty.
Business Banker
Wells Fargo Bank, N.A.
08.2010 - 06.2013
- Was responsible for acquisition of new clients in the business community within specific territory by prospecting, cold calling, and networking.
- Build, managed and grow relationships by following up and outreach via phone or in-person visits.
- Relationship manager to existing customers, provided continuing financial advice.
- Complete service requests, establish new accounts and submit credit/loan applications.
- Processed a wide variety of retail banking transactions for personal and business customers.
- Provided guidance and development to other bankers.
- Served as a risk leader; made sure the branch adheres to policies, procedures and ensure in compliance with the laws, rules & regulations.
Credit Manager
Wells Fargo Financial
04.2008 - 08.2010
- Followed up on 30-45 leads per day to offer and sell customers financial service products: personal loans, real estate loans, car loans, credits cards, equity lines of credit.
- Analyzed applicant's financial status, credit, and property evaluations to determine feasibility of granting loans.
- Worked with customers by phone or in-person throughout application process and approval.
- Approved, rejected, and coordinated approval or rejection of lines of credit, real estate loans, personal loans, car loans.
- Received and posted payments to customer accounts.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
Education
Bachelor of Science degree in Accounting -
University of Phoenix California
La Mirada, CA06.2003
Skills
- Financial Analysis Aptitude (calculating income (W-2, Self-Employment, Biz Tax Returns, Sch C& E)
- Advanced Experience AUS- LP, DU
- Conv, FHA, VA, HEL, Jumbo, Non-QM
- Advanced knowledge in Credit Report analysis
- MS Office, Dropbox, Google docs, DocuSign, SalesForce, Adobe, Outlook
- LOS-Encompass, Blend, Floify, Calyx Point
- Managing high-volume Pipeline
- Loan Servicing
- Advanced critical thinking and problem-solving skills
- Excellent verbal and written communication skills
- Strong organizational, planning, and time management
Certification
- Loan Processing
Additional Work Experience
- Argent Mortgage Company- Account Manager : 01/2006- 10/2007
- New Century Mortgage Corp- Account Manager: 04/2002- 01/2006
Timeline
Loan Officer Assistant /Jr. Processor
Fairway Independent Mortgage Corp
12.2020 - Current
Mortgage Broker Assistant/ Jr. Processor
Premier Lending & Realty Group
07.2013 - 12.2020
Business Banker
Wells Fargo Bank, N.A.
08.2010 - 06.2013
Credit Manager
Wells Fargo Financial
04.2008 - 08.2010
Bachelor of Science degree in Accounting -
University of Phoenix California
- Loan Processing
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