LANA MUMM
Austin
Summary
Highly skilled and experienced FinCrime Surveillance Team Lead with a proven track record of successfully leading teams and numerous projects. Possessing strong analytical and investigative skills, as well as a deep understanding of regulatory requirements and industry best practices, I am adept at designing and implementing strategies to mitigate risks and ensure compliance. As a strategic thinker with excellent communication and leadership abilities, I excel at collaborating with cross-functional teams to achieve operational excellence and enhance the effectiveness of financial crime prevention programmes.
Overview
10
10
years of professional experience
1
1
Certification
Work History
FinCrime Surveillance Team Lead
Wise
01.2023 - Current
- Representing the team in discussions with compliance oversight and product compliance teams to align regulatory requirements with operational capabilities
- Working closely with the surveillance product and engineering teams
- Prepared documentation to obtain approvals from compliance oversight and represented the team during the internal audit
- Projects: VHRC Internal Audit Gap Closure (https://transferwise.atlassian.net/wiki/x/N4Srvw) and process guidelines wiki;
- Crypto system blocks - IAT-414 Q2-Q3'24 (https://transferwise.atlassian.net/wiki/x/ioMWx)
- Managed a project related to suspicious keywords allowlisting, identified the problem in Q3/24, completed discovery in Q4/24, and began implementing a control in Toby tooling during Q1/25.(https://transferwise.atlassian.net/wiki/x/myPo0w)
- Surveillance - WP customers process (https://transferwise.atlassian.net/wiki/x/rgCIs) and previously identified obstacles (https://transferwise.atlassian.net/wiki/x/RCiCxg)
- Risk Mapping of restricted activities - process mapping across all Wise Operational teams, fully owned operational side of TRY/USD incident, and numerous other process guidelines for the Surveillance team.
- Led the surveillance risk domain until January 1, 2025.
EDD Team Lead
Wise
01.2022 - 01.2023
- Led, developed, and managed an Enhanced Due Diligence team (all EDD specialists), including amongst others administrative tasks such as scheduling, interviewing, hiring, and training
- Developed and implemented internal processes, policies, and procedures; measured team KPIs
- Represented policies, coordinated processes, and auditable investigation work to regulators and auditors
- Projects: Led the AUP-preemptive control handover from the AML team to EDD, along with the process adjustment according to EDD requirements
- Created team guidelines for employment contract termination; Performance Improvement Plan (PIP) guidance, created a home test for hiring; and many other guidelines and processes for the EDD team
EDD Specialist
Wise
05.2019 - 01.2022
- High Risk business onboarding and transaction monitoring
Corporate Client Manager
Credit Invest OU
10.2014 - 05.2019
- Conducted data analysis/mining to identify high-risk business customers
- Performed enhanced due diligence (EDD) reviews of all assigned high-risk business customers, large complex relationships, and sensitive clients associated with high-risk industries
- Assessed complex customer relationships and understood relationships across multiple account relationships
- Took risk-based case decisions with a clearly documented and auditable record, in the context of applicable regulations, TransferWise customer due diligence policy and acceptable use policy
- Acted as a Squad Lead and was responsible for squad KPI's and task allocation
- Started as a debt collector and moved to consumer manager and after to corporate client manager position
- Evaluated the financial status of a business loan applicants, including annual reports and other documentation
- Developed and executed best practice in business development and client management systems
- Performed due diligence investigation in accordance with basic AML/KYC procedures
- Drafted and implemented internal credit policies and procedures
Education
Master's degree - Private Law
Tallinn University of Technology
05.2019
Bachelor's degree - Economics
Tallinn University of Technology
05-2011
Skills
- Legal knowledge
- Attention to detail
- Analytical thinking
- Compliance
- Leadership
- Adaptability
- Team Player
Certification
- CCAS ACAMS - Cryptoasset AFC Specialist Certification (CCAS), In process
Timeline
FinCrime Surveillance Team Lead
Wise
01.2023 - Current
EDD Team Lead
Wise
01.2022 - 01.2023
EDD Specialist
Wise
05.2019 - 01.2022
Corporate Client Manager
Credit Invest OU
10.2014 - 05.2019
- CCAS ACAMS - Cryptoasset AFC Specialist Certification (CCAS), In process
Master's degree - Private Law
Tallinn University of Technology
Bachelor's degree - Economics
Tallinn University of Technology
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