Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

Ceairra Moore

Southfield,MI

Summary

Detail-oriented Senior Mortgage Underwriter specializing in risk assessment and credit analysis. Demonstrated ability to evaluate intricate financial documents while maintaining strict adherence to compliance standards. Effectively contributes to informed underwriting decisions that support organizational goals.

Overview

6
6
years of professional experience

Work History

Senior Mortgage Underwriter

UNITED WHOLESALE MORTGAGE
Pontiac, MI
05.2024 - Current
  • Conduct thorough analysis and underwriting of Conventional (Freddie Mac and Fannie Mae) mortgage loan applications to determine creditworthiness and adherence to guidelines.
  • Analyze borrower financials, including credit reports, income statements, assets, and liabilities, to assess risk and determine loan eligibility.
  • Review and interpret complex loan documentation to make informed decisions on loan approvals, denials, or conditions.
  • Collaborate with loan officers, processors, and management to resolve issues and provide timely communication regarding underwriting decisions.

Accelerated Tax Associate (Seasonal)

HR BLOCK
Detroit, MI
01.2023 - Current
  • Prepare and review individual and business tax returns, ensuring accuracy and compliance with current tax laws and regulations.
  • Collaborate with clients to gather necessary financial information, answer inquiries, and provide guidance on tax-related matters.
  • Conduct tax research to stay informed about changes in tax laws and provide recommendations to clients and internal teams.
  • Assist in tax planning and analysis to optimize clients' financial positions and minimize tax liabilities.
  • Work closely with senior tax professionals to address complex tax issues and develop effective solutions.
  • Maintain organized and up-to-date client files, documentation, and correspondence.

Loan Processor (Refinance & Purchase)

ROCKET MORTGAGE
Detroit, MI
02.2020 - 03.2023
  • Process a variety of loan types, including New Construction, FHA, VA, and Conventional (Freddie and Fannie) loans, ensuring timely and accurate completion of loan files.
  • Collaborate with loan officers, underwriters, and clients, and Real Estate Agents to gather necessary documentation and information for loan applications.
  • Maintain up-to-date knowledge of industry guidelines, regulations, and compliance requirements to ensure adherence throughout the loan processing lifecycle.
  • Communicate effectively with internal and external stakeholders, providing regular updates on loan status and addressing inquiries in a timely manner.
  • Facilitate the coordination of loan closings, working closely with title companies, attorneys, and other relevant parties to ensure a seamless closing process.
  • Assisted in verifying borrower information, employment history, and financial documentation to ensure accuracy and completeness.

Education

Bachelor of Arts - Sociology

UNIVERSITY OF MICHIGAN
Ann Arbor, MI
05.2015

Skills

  • Risk assessment
  • Documentation review
  • Credit analysis
  • Income analysis
  • Tax compliance
  • Underwriting guidelines
  • Problem solving

Websites

Timeline

Senior Mortgage Underwriter

UNITED WHOLESALE MORTGAGE
05.2024 - Current

Accelerated Tax Associate (Seasonal)

HR BLOCK
01.2023 - Current

Loan Processor (Refinance & Purchase)

ROCKET MORTGAGE
02.2020 - 03.2023

Bachelor of Arts - Sociology

UNIVERSITY OF MICHIGAN

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