Technology and Compliance Professional
Recovered past-due loan payments while maintaining positive customer relationships and remained highly motivated and results-oriented utilizing exceptional communication and analytical skills. Contacted delinquent borrowers by phone, negotiated payment plans, collected payments, identified and mitigated potential risks, and reported key findings to management.
Risk Management and Reporting: Developed or implement tools and techniques (e.g., spreadsheets, risk scoring models) to assess borrower risk and identify potential collection challenges.
Evaluate, summarize, and prepare reports on collection performance, risk trends, and operational weaknesses within the installment loan portfolio.
Communicate issues identified in reports to supervisors and management, justifying conclusions reached and recommending appropriate courses of action.
Deliver formal and informal presentations to management teams, clearly presenting collection performance data, risk assessments, and proposed solutions.