Summary
Overview
Work History
Education
Skills
Timeline
Generic

Cecelia Lind

Santan Valley,AZ

Summary

Results-driven Customer Service & Collections Specialist with 10+ years of experience in high-volume call centers. Proven expertise in delinquency resolution, payment negotiations, and regulatory compliance (FDCPA, bankruptcy guidelines). Adept at de-escalating conflicts, improving customer retention, and meeting strict performance metrics.

Results-driven financial professional prepared for Senior Collector role. Known for resolving complex debt collection issues and maintaining compliance with industry standards. Focuses on team collaboration and adapts to changing needs while ensuring reliable results. Skilled in negotiation, conflict resolution, and communication.

Overview

26
26
years of professional experience

Work History

Senior Collector/Customer Service

Discover Card
04.2024 - Current
  • Manage inbound/outbound collections for delinquent accounts, adhering to Discover’s "stair step" process and state/federal guidelines.
  • Achieve top-tier stats in call resolution, payment arrangements, and account reinstatements.
  • Remote/AZ

Customer Service/Collections Agent

GM Financial
12.2023 - 03.2024
  • Resolved 50+ daily inquiries for auto loan/lease accounts, processing payments via ACI SpeedPay.
  • Evaluated accounts for deferrals/payment plans, updated customer data, and generated payoff quotes.
  • Remote/AZ

Loss Mitigation Specialist

Nationstar Mortgage (Mr. Cooper)
03.2017 - 06.2023
  • Negotiated loan modifications, repayment plans, and short sales for 100+ delinquent mortgages monthly.
  • Counseled borrowers on escrow, PMI removal, and bankruptcy processes, ensuring compliance with company policies and federal regulations.
  • Cross-sold ancillary products, boosting revenue while maintaining 90%+ customer satisfaction.
  • Remote/AZ

Customer Service Representative

Emporium/Com-Star
09.2015 - 04.2016
  • Handled escalations for cable/ISP accounts, updating profiles and processing cancellations.

Picking Clerk

Ulta Beauty
09.2009 - 08.2015
  • Led a 50-person team in warehouse operations, ensuring OSHA compliance and on-time shipments.

Eligibility Interviewer

DES (AZ State Gov.)
04.2004 - 06.2006
  • Processed applications for welfare, Medicaid, and cash aid, verifying income/expenses per state guidelines.

Customer Service Rep

Colonial Penn/GE
03.1999 - 04.2004
  • Assisted policyholders with billing, premiums, and claims via phone/email.

Education

Estrella Mountain Community

Skills

  • Conflict Resolution
  • Collections & Recovery
  • Regulatory Compliance (FDCPA, State Laws)
  • CRM Systems (ACI SpeedPay)
  • Loan Modifications
  • Escrow/PMI Analysis
  • Bankruptcy Case Management
  • Cross-Selling
  • Payment tracking and reconciliation

Timeline

Senior Collector/Customer Service

Discover Card
04.2024 - Current

Customer Service/Collections Agent

GM Financial
12.2023 - 03.2024

Loss Mitigation Specialist

Nationstar Mortgage (Mr. Cooper)
03.2017 - 06.2023

Customer Service Representative

Emporium/Com-Star
09.2015 - 04.2016

Picking Clerk

Ulta Beauty
09.2009 - 08.2015

Eligibility Interviewer

DES (AZ State Gov.)
04.2004 - 06.2006

Customer Service Rep

Colonial Penn/GE
03.1999 - 04.2004

Estrella Mountain Community
Cecelia Lind