Summary
Overview
Work History
Education
Skills
Timeline
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Cellina Blackwell

Tylertown,MS

Summary

Dynamic Mortgage Default Specialist at Regions Mortgage with expertise in bankruptcy procedures and credit analysis. Proven track record in dispute resolution and maintaining compliance, ensuring accurate loan documentation. Recognized for exceptional attention to detail and strong problem-solving skills, effectively managing complex cases while delivering outstanding customer service.

Overview

8
8
years of professional experience

Work History

Mortgage Default Specialist

Regions Mortgage
01.2022 - Current

- I currently work as a single point of contact (spoc) for the bankruptcy department

- Communicate with internal and external attorneys

-Pull docket / monitor for dismissals, notice of final cures, discharges

- Run payment changes

-Quote payoffs

- Motion for reliefs

- Making sure the loan in our system stays balanced, payments are posted correctly between debtor and trustee funds, validate loans for NOFC's

- Take calls in regards to bankruptcy

Credit Specialist

Regions Mortgage
06.2022 - 03.2025

- I have analytical skills by having the ability to break down problems and find solutions. Includes analyzing quantitative and qualitative data such as, Trending ( quarterly data for presentation) and Internal Audit.

-Ability to pay close attention to details. I adjust credit as needed and find mistakes that may have reported or bank side issues.

pay close attention to customer related details to prevent fraud accounts from reporting. Work credit disputes Indirect and Directs weather it comes in via Mail, E-mail, from the Credit bureau, or as a phone call complaint.

-I remove any credit inquiry placed on borrowers credit incidentally due to bank error.

-Credit Risk: I have worked and researched legal cases for our department.

-Back up phone unit: If the customer service phone unit is backed up, I assist with customer service calls as needed.

-Communicate and work alongside escalations rep on any credit related issues that come through as needed.

-I have trained the last six reps hired for credit.

-I work some of the maintenance tasks that come through for bankruptcy - updates/corrections, rebooking, and add suppressions and blocks as needed.

Receptionist

Blackwell's A/C & Heat
03.2021 - 05.2022

- I provided customer service to any customers calling to make payments, schedule appointment, or get quotes for new systems.

-Ability to stay organized with the paperwork for warranties.

-Called customers to confirm any scheduled appointments to let them know tech was on the way.

Dispensing Optician

Green Eye Institute
04.2020 - 03.2021

- Customer service to patients needing eye care. Fit contacts, placed orders, gave samples out as per dr. orders.

-Ordered glasses, adjusted as needed, and provided any assistance on which fit appropriately.

-Scheduled appointments.

-Fixed an glasses that needed adjustments, screws, or were broken.

-Submitted warranties as needed.

-Communication with insurance companies.

Optician

Walmart
06.2017 - 01.2020

- Customer service to patients needing eye care. Fit Contact, placed orders, and gave out samples. Order glasses, adjuste as needed, and provided any assistance on which fit appropriatly.

-Scheduled appointments for our department.

-Fixed any glasses that needed adjustments, screws or were broken.

-Submitted warranties as needed.

-Allocated insurance on the BOSS system.

-Measured PD and any Seg heights as needed.

-Worked along side doctor as needed.

Education

Bachelors in Buisness Management W/ Analytics

Long Beach Senior High School
Long Beach, MS
05-2027

Skills

  • Default management
  • Bankruptcy procedures
  • Negotiation
  • Mortgage servicing standards
  • Documentation review
  • Payment processing
  • Credit analysis
  • Dispute resolution
  • Legal compliance
  • Organization skills
  • Teamwork
  • Customer service
  • Problem-solving
  • Time management
  • Attention to detail
  • Multitasking
  • Updating customer accounts
  • Reliability
  • Critical thinking
  • Data entry skills
  • Decision-making
  • Microsoft office
  • Documentation and recordkeeping
  • Training and teaching
  • Excel

Timeline

Credit Specialist

Regions Mortgage
06.2022 - 03.2025

Mortgage Default Specialist

Regions Mortgage
01.2022 - Current

Receptionist

Blackwell's A/C & Heat
03.2021 - 05.2022

Dispensing Optician

Green Eye Institute
04.2020 - 03.2021

Optician

Walmart
06.2017 - 01.2020

Bachelors in Buisness Management W/ Analytics

Long Beach Senior High School
Cellina Blackwell