Cesar Berumen
Plano,TX
Summary
Accomplished Vice President of Internal Audit at Benchmark Mortgage, with a proven track record in strategic planning and risk management. Expert in leading high-performance teams and implementing effective audit programs. Demonstrated success in enhancing operational efficiency and governance processes at Capital One, showcasing exceptional critical thinking and team leadership skills.
Overview
12
12
years of professional experience
Work History
Vice President of Internal Audit
Benchmark Mortgage
01.2018 - 09.2024
- Built the Internal Audit Department, created the department policies and procedures, and incorporated the Audit Charter as my first task
- Managed a Team of 3 Auditors, including one IT Auditor
- Performed the annual risk assessment for the 5 Lines of Business, including Retail, Wholesale, Fulfillment Services, Joint Ventures and Consumer Direct.
- Developed and implemented an effective internal audit program, including the annual audit schedule
- Updated the Audit Committee on a quarterly basis
- Managed the execution of performance, compliance, operational, financial audits and information technology Audits in accordance with acceptable standards
- Managed the evaluation of the effectiveness of the risk management and governance process and contribute to the improvement of the risk management and governance process
- Reviewed compliance of the Company's with enactments, policies, standards , systems and procedures and recommend corrective actions
- Coordinated with external auditors and regulatory agencies
- Performed the annual AML/BSA Independent Review
- Supervised and managed the QC Originations and QC Servicing Departments, which included 15 Associates
- Developed and managed the vendor management (3rd party oversight) process
- Lead the development and establishment of an Enterprise Risk Management program.
Independent Compliance Tester II
Capital One
03.2015 - 01.2018
- Designed testing strategies, conducting reviews, analyzing data, preparing reports, continuous engagement with stakeholders to ensure suitable corrective action
- Collaborated with development teams to resolve defects and improve the overall stability of home loan applications.
- Responsible for assessing home loans products to ensure it meets all regulatory regulatory helping businesses maintain compliance with external regulations and internal policies and thereby avoiding legal penalties while enhancing operational efficiency.
Senior Internal Auditor
Caliber Home Loans
03.2013 - 03.2015
- Minimized fraud risks by implementing comprehensive fraud detection strategies and conducting detailed investigations as needed.
- Presented clear, concise audit findings to senior management, offering actionable recommendations for improvements.
- Enhanced operational efficiency through the development and implementation of risk-based audit plans.
- Improved internal control processes by conducting thorough audits and identifying areas for improvement.
- Mentored junior auditors, providing guidance on best practices in internal auditing and encouraging professional development.
- Participated in the development of the company''s enterprise risk management framework, assisting with the identification and prioritization of key risks.
- Conducted special investigations as requested by senior management or the board of directors, maintaining confidentiality throughout the process.
- Streamlined audit documentation processes by implementing new software solutions that increased efficiency without sacrificing quality or accuracy.
- Managed multiple complex audit projects simultaneously while adhering to strict deadlines and budget constraints.
- Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
- Documented recommendations to improve internal controls.
- Prepared and distributed risk and audit reports to appropriate personnel.
Education
BBA -
The University of Texas At El Paso
El Paso, TX05.1999
Skills
Team Leadership
Relationship Building
Decision-Making
Critical Thinking
Coaching and Mentoring
Complex Problem-Solving
Client Relationship Building
Strategic Planning
Risk Management
Process Improvement
Data Analysis
Project Management
Languages
Spanish
Native or Bilingual
Timeline
Vice President of Internal Audit
Benchmark Mortgage
01.2018 - 09.2024
Independent Compliance Tester II
Capital One
03.2015 - 01.2018
Senior Internal Auditor
Caliber Home Loans
03.2013 - 03.2015
BBA -
The University of Texas At El Paso
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