Chad Bromagen

• Conducted thorough analyses of applicant financial information to ensure accurate risk assessment and mitigate potential losses.
• Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
• Delivered informative presentations at community events to promote awareness of available mortgage products and services offered by the company.
• Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
• Increased client retention rates by providing exceptional post-closing support and fostering long-term relationships with borrowers.
• Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.

• Collaborated with underwriters to expedite loan approvals and resolve any issues or discrepancies during the review process.
• Implemented robust file management systems that streamlined document collection processes while reducing errors.
• Developed strong relationships with key stakeholders, including realtors, appraisers, and title companies to facilitate successful loan closings.
• Increased client retention rates by providing exceptional post-closing support and fostering long-term relationships with borrowers.
• Coordinated with multiple departments to ensure seamless loan processing, from initial application through closing.
• Conducted thorough analyses of applicant financial information to ensure accurate risk assessment and mitigate potential losses.
• Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.
• Delivered informative presentations at community events to promote awareness of available mortgage products and services offered by the company.
• Mentored junior team members on best practices for mortgage origination, contributing to overall department success.
• Streamlined the mortgage application process for increased efficiency and customer satisfaction.

• Worked with underwriters to fix application problems and resolve issues.
• Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
• Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
• Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.

Responsible for originating new mortgage loan applications, negotiating mortgage terms and pricing, collecting and analyzing supporting documentation, scheduling and completing mortgage loan closings,, maintaining all State, Federal, and internal compliance and licensing requirements, attracting new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.

Consulted and advised clients on their individual mortgage needs.

Responsible for originating new mortgage loan applications, negotiating mortgage terms and pricing, collecting and analyzing supporting documentation, scheduling and completing mortgage loan closings,, maintaining all State, Federal, and internal compliance and licensing requirements, attracting new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.

Responsible for originating new mortgage loan applications, negotiating mortgage terms and pricing, collecting and analyzing supporting documentation, scheduling and completing mortgage loan closings,, maintaining all State, Federal, and internal compliance and licensing requirements, attracting new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.

Oversaw  multiple teams of quality assurance auditors within the first mortgage channel.

Responsible for identifying and remediating credit quality defects.

Provided coaching and training in regards to  investor guidelines and credit policy to first mortgage processors and underwriters.

Second signature authority on high dollar loan amounts.

Granted exceptions to credit policy while mitigating risk.