
Financial professional with expertise in market evaluation and business data analysis. Proven track record in optimizing credit evaluation processes and identifying cost drivers to enhance liquidity and reduce risk exposure.
Shaped credit‑extension decisions by analyzing customer financial data and trade references, determining appropriate credit exposure.
Coordinated financial operations and reporting for steel industry service center by analyzing cost structures, evaluating customer accounts, and streamlining internal financial processes.
• Analyzed pricing, margins, and cost drivers to support strategic decision‑making
• Prepared short‑ and long‑term cash flow projections to maintain adequate liquidity
• Analyzed customer payment trends and conducted credit evaluations to enhance risk assessment.
• Detected irregular vendor billing patterns and flagged questionable charges for review to mitigate financial discrepancies.
Maintained accurate billing and payment records for multiple clients weekly, ensuring timely and precise financial tracking.
• Pulled monthly bank reconciliation details and confirmed transactions
• Updated on outstanding invoices from aging report and escalated issues to facilitate prompt resolution.
• Generated invoices for customers using billing software, supporting efficient payment processing.
• Sent invoices directly to clients on time to ensure payment is received
Executed bookkeeping tasks, including data entry, report reconciliation, and bank reconciliation, to ensure accurate financial records.
• Developed reports that informed strategic decisions for upper management, enhancing overall financial oversight.
• Reviewed financial accounts of restaurants to identify and address fraudulent practices, safeguarding company assets.
• Transformed negative to positive cash flow by analyzing wages, cost of goods sold, and discounts given; proposed restructuring
• Restructured existing Excel procedure workbooks with 3D referencing between multiple workbooks, significantly reducing report creation time
Credit Risk Assessment
Financial Data Analysis
Financial Reporting
Market Evaluation
AI Integration
Presentation Design