Summary
Overview
Work History
Education
Skills
Certification
Affiliations
Timeline
Generic

Chanse Butwill

Troy

Summary

Financial professional with expertise in market evaluation and business data analysis. Proven track record in optimizing credit evaluation processes and identifying cost drivers to enhance liquidity and reduce risk exposure.

Overview

1
1
Certification
4
4
years of professional experience

Work History

Credit Analyst

Advance Steel
Troy
07.2025 - Current

Shaped credit‑extension decisions by analyzing customer financial data and trade references, determining appropriate credit exposure.

  • Assessed new customers by collecting and analyzing trade references, financial indicators, and payment histories, establishing creditworthiness amid volatile steel‑pricing conditions.
  • Set and adjusted credit limits ranging from four to seven figures, balancing sales growth with exposure risk across fast‑moving commodity transactions.
  • Interpreted reference data (high credit, terms taken, payment behavior, order frequency) to develop a reliable risk profile for each new account.

Financial Analyst

Advance Steel
Troy
06.2024 - Current

Coordinated financial operations and reporting for steel industry service center by analyzing cost structures, evaluating customer accounts, and streamlining internal financial processes.

• Analyzed pricing, margins, and cost drivers to support strategic decision‑making

• Prepared short‑ and long‑term cash flow projections to maintain adequate liquidity

• Analyzed customer payment trends and conducted credit evaluations to enhance risk assessment.

• Detected irregular vendor billing patterns and flagged questionable charges for review to mitigate financial discrepancies.

Financial Analyst

Epitec
Southfield
08.2023 - 06.2024

Maintained accurate billing and payment records for multiple clients weekly, ensuring timely and precise financial tracking.

• Pulled monthly bank reconciliation details and confirmed transactions

• Updated on outstanding invoices from aging report and escalated issues to facilitate prompt resolution.

• Generated invoices for customers using billing software, supporting efficient payment processing.

• Sent invoices directly to clients on time to ensure payment is received

Accounting Associate

Joe Vicari Restaurant Group
Warren
01.2023 - 08.2023

Executed bookkeeping tasks, including data entry, report reconciliation, and bank reconciliation, to ensure accurate financial records.

• Developed reports that informed strategic decisions for upper management, enhancing overall financial oversight.

• Reviewed financial accounts of restaurants to identify and address fraudulent practices, safeguarding company assets.

• Transformed negative to positive cash flow by analyzing wages, cost of goods sold, and discounts given; proposed restructuring

• Restructured existing Excel procedure workbooks with 3D referencing between multiple workbooks, significantly reducing report creation time

Education

Bachelor of Science - Finance

Michigan State University
East Lansing, MI
12-2022

Skills

Credit Risk Assessment

Financial Data Analysis

Financial Reporting

Market Evaluation

AI Integration

Presentation Design

Certification

  • Credit Business Associate (CBA)
  • Intuit QuickBooks Bookkeeping Basics
  • Oxford University AI in Financial Services

Affiliations

  • Michigan State University Finance Association
  • Volunteer, Beat the Streets Wrestling Camp
  • Physical Fitness Training

Timeline

Credit Analyst

Advance Steel
07.2025 - Current

Financial Analyst

Advance Steel
06.2024 - Current

Financial Analyst

Epitec
08.2023 - 06.2024

Accounting Associate

Joe Vicari Restaurant Group
01.2023 - 08.2023

Bachelor of Science - Finance

Michigan State University
Chanse Butwill