Charan P
Summary
Results-driven and detail-oriented Fraud Analyst with over five years of experience in detecting, investigating, and mitigating fraudulent activities across financial transactions and digital platforms. Demonstrated expertise in chargeback analysis, KYC compliance, fraud detection, and risk mitigation, with a strong focus on minimizing financial losses, and ensuring regulatory compliance. Skilled in leveraging data analytics, pattern recognition, and fraud detection tools to identify suspicious activities, and enhance fraud prevention strategies. Adept at collaborating with cross-functional teams to improve systems, enforce policies, and drive continuous improvements in fraud risk management.
Overview
7
7
years of professional experience
Work History
Fraud Analyst
SVB
08.2023 - Current
- Analyzed and monitored over $50M+ in monthly transactions to identify and flag suspicious activities using Actimize and internal detection tools.
- Investigated fraud alerts including account takeovers, card fraud, and identity theft, reducing fraud loss by 32% YoY.
- Collaborated with law enforcement and internal legal teams to support fraud investigations and case documentation.
- Prepared detailed reports and dashboards for leadership, highlighting fraud trends and risk areas.
- Developed Python scripts to automate repetitive fraud checks and streamline data validation processes.
- Trained junior analysts, and improved fraud case resolution time by 25% through workflow enhancements.
- Conducted comprehensive fraud investigations, analyzing transactional data, and identifying fraudulent patterns across multiple channels.
- Developed and implemented fraud prevention strategies, policies and procedures to strengthen the organization's fraud prevention framework.
- Utilized SQL to extract and analyze large volumes of transactional data to identify fraud patterns and anomalies.
- Prepared detailed reports on fraud trends, identified emerging threats, and recommended proactive measures to enhance fraud prevention capabilities.
- Conducted regular training sessions for peers on fraud awareness, detection techniques, and adherence to KYC compliance guidelines.
Fraud Prevention Analyst
Wipro Limited
08.2018 - 07.2021
- Utilized rule-based engines and machine learning signals to block fraudulent orders in real-time, preventing over $1M in losses annually.
- Conducted manual reviews and escalated high-risk accounts for enhanced due diligence (EDD).
- Partnered with the product and engineering teams to improve fraud detection algorithms and user verification flows.
- Managed end-to-end chargeback processes, and prepared and submitted representations, resulting in a 20% increase in the recovery rate.
- Analyzing and understanding large amounts of customer data to identify specific risk instances.
- Leveraged SQL and Python to build custom reports, automate fraud detection processes, and perform in-depth transaction analysis.
- Observing customer transactions to identify fraudulent activity, such as Account Takeover (ATO), payment fraud, and chargebacks.
- Maintaining fraud models to improve the efficiency and effectiveness of company systems.
- Created detailed reports on fraud trends, identified emerging threats, and recommended proactive measures to enhance fraud prevention capabilities.
Education
Masters -
Lindsey Wilson
Columbia, KYSkills
- Fraud Detection and Investigation
- Financial Forensics
- Risk Assessment & Mitigation
- Chargeback Dispute Resolution
- KYC Compliance
- Regulatory & Industry Standards
- Microsoft Excel
- Data Analysis & Visualization
- Report Writing & Documentation
- Communication
- Cross-Functional Collaboration
- Microsoft PowerPoint
- Graphics Design
- Process Improvement
- Actimize
- SAS
- FICO Falcon
- NICE
Accomplishments
- Consistent Top Performer in Wipro and SVB
Technical Skills
● Fraud Detection Tools: Actimize, SAS, FICO Falcon, NICE, RSA
● Data Analysis: SQL, Excel (PivotTables, VLOOKUP), Python (Pandas)
● Reporting Tools: Tableau, Power BI
Other: KYC/AML, Chargeback Handling, Risk Assessment, Pattern Recognition
Timeline
Fraud Analyst
SVB
08.2023 - Current
Fraud Prevention Analyst
Wipro Limited
08.2018 - 07.2021
Masters -
Lindsey Wilson
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