Charles Adkisson
Las Vegas,NV
Summary
Experienced Credit Portfolio Manager bringing 16+ years of experience managing a complex portfolio of both C&I Middle Market and Gaming industry clients.
Overview
17
17
years of professional experience
Work History
Credit Portfolio Manager, Vice President
U.S. Bank, N.A.
09.2007 - Current
- Responsible for the financial analysis, risk assessment and credit structure recommendation for Commercial & Industrial credits with revenues up to $1BN, with a focus primarily in the Gaming industry. Average loan size in 2024 was $50MM.
- Completes in depth analysis of financial data and other supporting information provided by the client and/or the Relationship Manager.
- Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor and industry risks and trends.
- Summarizes recommendations with supporting financial reports, confers with Relationship Manager and presents to Credit Officers for final loan authorization.
- Monitors an assigned credit portfolio and completes annual reviews; maintains a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics.
- Collaborates with the Relationship Manager to identify credit worthy prospects within targeted markets and assists in the prioritization of relationship calling strategies.
- Complied with established internal controls and policies.
- Supported Chief Credit Officer with special projects and additional job duties.
- Mentored junior team members, sharing knowledge on portfolio management techniques and fostering professional development.
- Strengthened client relationships, conducting regular meetings to review portfolio performance and address concerns.
- Gained strong leadership skills by managing projects from start to finish.
- Organized and detail-oriented with a strong work ethic.
- Excellent communication skills, both verbal and written.
- Demonstrated a high level of initiative and creativity while tackling difficult tasks.
- Learned and adapted quickly to new technology and software applications.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
Education
Bachelor of Science - Accounting
University of Nevada - Las Vegas
Las Vegas, NV2008
Skills
- Financial analysis
- Underwriting
- Covenant testing
- Client communication
- Interpreting credit policy
- Applying credit policy
- Vetting new opportunities
- Meeting deadlines
Community Service
- United Way of Southern Nevada Leadership Society Member
- Volunteer activities include serving meals at the Las Vegas Rescue Mission, operational assistance at Opportunity Village, fundraising for Junior Achievement, and construction assistance with Habit for Humanity.
Timeline
Credit Portfolio Manager, Vice President
U.S. Bank, N.A.
09.2007 - Current
Bachelor of Science - Accounting
University of Nevada - Las Vegas
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