Dedicated and results-oriented financial professional with over 15 years of extensive experience in Accounts Receivable, Credit, Collections, and Order-to-Cash operations.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Credit Manager
Dole Packaged Foods
Westlake Village, CA
06.2022 - Current
Assessed the creditworthiness of new customers, and approved or declined net credit terms
Assessed the creditworthiness of established customers with the company
Collaborated with Billing Operations and the Accounting department to ensure seamless transaction flows from order initiation to cash collection and posting in SAP
Approved and released sales orders daily
Led and motivated cross-functional teams to streamline operations, enhance efficiency, and optimize revenue recognition
Worked with the sales team to identify and resolve problems that may slow down payment of invoices
Designed and implemented processes to mitigate credit risk, approve credit terms, and resolve deductions, chargebacks, and overpayments
Managed the collections team to ensure the goal of our collection was reached weekly
Managed the deductions team to ensure our deductions goal was reached monthly.
Credit and Collections Supervisor
The Trade Desk
Ventura, CA
10.2021 - 03.2022
Supervised the day-to-day activities of the credit/collections and cash application team
Ensured that all cash was posted accurately per the internal process
Worked with my team to resolve prepayment issues, and payment discrepancies
Ensured that all credit applications were processed quickly and thoroughly as per the credit policy
Processed credit requests via D&B, financials, and trade references to assess creditworthiness for all new customers, as well as established customers seeking credit increases.
Accounts Receivable Manager
Mission Produce
Oxnard, CA
03.2012 - 10.2021
Directed the entire order-to-cash process, and managed an AR aging of $100 million while consistently maintaining a Days Sales Outstanding (DSO) of under 30 days
Mitigated credit risk to approve or decline customers for credit terms ensuring the terms approved were within the protection of PACA (Perishable Agricultural Commodities Act)
Managed a team of collectors and cash application reps
Identified and resolved deductions on customers' accounts such as Walmart, Target, Costco, and Sam's Club
Provided leadership and support on projects to ensure goals were being achieved
Created and distributed weekly reports to the Controller, VP of Finance, VP of Sales, and the Director of Sales detailing the company's accounts receivable exposure, as well as write-offs, sales adjustments, and accounts receivable metrics
Provided ongoing support and training to my team
Assisted with cash and collections forecast by creating and submitting reports to the Corporate Controller.
Senior Accounts Receivable Specialist
Power-One
Camarillo, CA
04.2008 - 01.2012
Collected past due receivables on an aging with an average of $100 million
Posted wires, ACH payments, Checks, and credit card payments
Reconciled deductions, chargebacks, overpayments, and short pays
Reported on accounts receivable aging weekly to the Controller, assisted with month-end and year-end closing.
Credit Analyst
EMI Music
Camarillo, CA
04.2005 - 03.2008
Assessed creditworthiness of new and established customers
Collected on past due balances
Resolved deductions, short payments, and overpayments.
Education
Computer Science -
ITT Technical Institute
03.2003
Skills
Management
Communication Skills
Leadership
Teamwork
Organizational Skills
Fraud understanding
Investigations
Performance Improvements
Credit evaluations
Credit Reports
Risk Assessments
Credit analysis
Risk Mitigation
Portfolio Management
Mentoring and training
Policy Implementation
Certification
Accredited Receivables Manager, The Institute of Finance Management, 07/01/20
Senior Director of Shopper Marketing & Sales Strategy at Dole Packaged FoodsSenior Director of Shopper Marketing & Sales Strategy at Dole Packaged Foods