Cheryl Gamache
River Falls,WI
Summary
Proficient in cultivating customer relationships and securing timely payments. Experienced in evaluating creditworthiness and investigating discrepancies, leading to improved financial outcomes and operational efficiency.
Overview
15
15
years of professional experience
Work History
Credit Manager
Bailey Nurseries
Newport, Minnesota
11.2010 - 05.2025
- Evaluated credit applications to determine client creditworthiness based on financial reports and payment histories.
- Facilitated development of credit policies and procedures for organization-wide consistency.
- Collaborated with sales teams to enhance support for customer credit evaluations.
- Cultivated customer relationships to secure timely payments on accounts receivable.
- Ensured accurate processing of all credit transactions within established timelines.
- Investigated discrepancies between actual balances owed and recorded amounts in accounting system.
- Generated monthly departmental reports detailing status of outstanding receivables.
- Secured overdue payments through effective communication methods including calls, emails, and letters.
- Supervised, developed, and empowered credit department team members, encouraging a culture of high performance and accountability.
Education
Some College (No Degree) - Accounting
Minneapolis Technical School
Minneapolis, MNSkills
- Credit evaluation and financial analysis
- Policy development and risk assessment
- Debt recovery strategies
- Customer relationship management
- Data analysis and communication
- Team leadership and conflict resolution
- Time management
- Financial forecasting
- Cash flow management
- Team leadership
- Conflict resolution
- Client relationship management
- Workflow coordination
Affiliations
Volunteer, Feed my Starving Children (2014-Present)
References
References available upon request.
Timeline
Credit Manager
Bailey Nurseries
11.2010 - 05.2025
Some College (No Degree) - Accounting
Minneapolis Technical School