Cheryl Gamble
Portland,OR
Summary
Finance professional prepared to bring years of credit management expertise to your organization. Adept at analyzing financial data, ensuring compliance, and maximizing credit performance. Known for fostering collaborative team environment and driving results in dynamic financial settings. Possesses critical skills in risk assessment and policy development.
Overview
21
21
years of professional experience
Work History
Credit Analyst
Thermal Supply, Inc.
Portland, Oregon
05.2020 - 01.2026
- Analyzed credit reports to assess risk and determine creditworthiness of applicants
- Monitored outstanding accounts, tracking payment patterns and potential defaults
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Developed reports on receivables aging, providing insights for management decision-making.
- Posted cash receipts to customer accounts to maintain current and accurate account balances.
- Monitored accounts to ensure lien dates were protected.
- Processed lien waivers
- Entered new accounts and verified sales tax and exemptions are valid
A-R Credit Manager
ACI Mechanical & HVAC Sales
Portland, OR
08.2014 - 10.2019
- Collaborated with sales teams to ensure alignment on credit terms and conditions.
- Analyzed customer payment histories to identify trends and mitigate risks.
- Monitored account receivables, ensuring timely collections and reducing delinquencies.
- Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Posted cash receipts to customer accounts to maintain current and accurate account balances.
- Sent preliminary notices on job accounts and monitored to ensure lien dates were protected.
- Processed lien waivers
Collections Specialist
Bridgewell Resources LLC
Portland, OR
12.2012 - 08.2014
- Performing customer maintenance and entering new accounts into the operating system.
- Managed collection activities for overdue accounts, ensuring timely payment resolutions.
- Processed payments and applied to customer balances.
- Monitored dates to ensure lien dates were protected.
- Processed lien waivers
Sample Document Control
Alpha Analytical
Reno, NV
02.2009 - 02.2012
- Received air, water, and soil samples via FedEx, logged into computer and labeled.
- Samples delivered to analyst. When analysis complete, entered results into computer and created reports and QC for clients.
- Sent reports to clients via fax or email.
- Scanned all items into main computer system.
- Prepared sample bottle orders for clients.
Accounts Receivable/Credit
California Wholesale Building Products
Reno, NV
11.2004 - 01.2008
- Managed accounts receivable processes, ensuring timely invoicing and payment collection.
- Collaborated with sales teams to resolve billing discrepancies promptly.
- Submitted cash and check deposits and generated cash receipts to record money received.
- Provided exceptional customer service when addressing client inquiries about their account status or billing concerns, building strong, long-lasting relationships.
- Filed preliminary notices, and issued lien releases.
Education
Psychology
Truckee Meadows Community College
Reno, NVHigh School Diploma - General Studies
Roseburg Senior High
Roseburg, ORSkills
- Credit analysis
- Oral and written communications
- Credit risk assessment
- Customer service
- Attention to detail
- Microsoft Office Suite
- Payment posting
- Collections
- Dispute resolution
- Strong client relations skills
Affiliations
I have spent many years as a member of the National Association of Credit Managers. I have served as a Chairman of the Portland, OR and Boise, ID groups.
Courses
- Abnormal Psychology
- Anthropology
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Credit Analyst
Thermal Supply, Inc.
05.2020 - 01.2026
A-R Credit Manager
ACI Mechanical & HVAC Sales
08.2014 - 10.2019
Collections Specialist
Bridgewell Resources LLC
12.2012 - 08.2014
Sample Document Control
Alpha Analytical
02.2009 - 02.2012
Accounts Receivable/Credit
California Wholesale Building Products
11.2004 - 01.2008
Psychology
Truckee Meadows Community College
High School Diploma - General Studies
Roseburg Senior High