Smart financial professional seeks remote work, applying strong problem-solving and decision-making skills in job tasks. Self-motivated with a good understanding of evaluating credit history, financial stability, and risks. Diligent individual with a strong work ethic.
Hi, I’m
Cheryl Loraditch
Lower Lake,CA
Summary
Overview
20
years of professional experience
Work History
JGW TRANSPORTATION INC.
Distribution Coordinator
10.2014 - Current
Job overview
- Maintained strong relationships with clients through proactive communication and personalized service, resulting in 60% increase in repeat business.
- Upheld high standards of professionalism while representing company during interactions with customers, resulting in 20% improvement in customer satisfaction.
- Boosted overall efficiency by effectively managing multiple tasks simultaneously, resulting in 25% improvement in operational efficiency.
- Worked closely with personnel, customers, and contractors to resolve problems, utilizing strong analytical and problem-solving skills to develop effective solutions for challenging situations.
- Successfully managed high-volume workload, consistently processing between 90 to 150 deliveries daily, demonstrating meticulous planning, efficient organization, and adept time management skills.
BEAR FOOT HONEY
Owner Operator
12.2007 - 10.2014
Job overview
- Founded and successfully operated thriving small business, resulting in 30% increase in annual revenue over two years.
- Demonstrated strong leadership, strategic planning, and operational proficiency, leading to 20% improvement in productivity.
- Managed end-to-end production, inventory, and website operations, resulting in 15% reduction in operational costs through streamlined processes
- Cultivated organizational skills, streamlining processes for efficiency, resulting in 25% increase in overall operational efficiency.
- Applied problem-solving techniques to address challenges effectively, resulting in 40% reduction in agriculture loss.
- Fostered customer-centric approach, ensuring satisfaction and loyalty, resulting in 20% increase in customer retention.
- Implemented and maintained high standards of quality control, resulting in 20% improvement in product quality.
- Navigated financial responsibilities, including budgeting and cost management, resulting in 10% reduction in overall operational costs.
- Maximized revenue by identifying new market opportunities and implementing targeted sales strategies, resulting in 25% increase in annual sales revenue.
- Implemented business strategies, increasing revenue, and effectively targeting new markets, resulting in 30% expansion into new markets
- Managed purchasing, sales, marketing, and customer account operations efficiently, resulting in 20% improvement in overall operational efficiency.
- Interacted well with customers to build connections and nurture relationships, resulting in 20% increase in customer satisfaction.
- Managed day-to-day business operations, achieving 95% on-time delivery rate for customer orders.
NATIONAL CITY MORTGAGE
Loan Processing /Underwriting Specialist
11.2003 - 10.2007
Job overview
- Utilized specialized software including in-house data system PCS, Freddie Mac's Loan Prospector (LP), and Fannie Mae's Desktop Underwriter (DU) Programs to optimize loan processing efficiency and ensure regulatory compliance.
- Enhanced processing efficiency by refining documentation processes and improving communication channels, resulting in 15% reduction in processing time.
- Maintained strict regulatory compliance through regular reviews of guidelines and protocols, resulting in zero compliance violations over two-year period.
- Cultivated strong client relationships by providing personalized attention and responding promptly to inquiries, resulting in 20% increase in client satisfaction scores.
- Ensured accuracy of client information by meticulously verifying and updating records, resulting in 10% reduction in data entry errors.
- Consistently met or surpassed monthly quotas for loan approvals through efficient processing methods, exceeding targets by 15% on average.
- Managed multiple loans concurrently, prioritizing tasks for timely completion and quality assurance, resulting in 25% increase in loan throughput.
- Conducted thorough credit analyses to facilitate prompt decision-making on loan approvals, leading to 5% decrease in delinquency rates.
- Delivered exceptional customer service by promptly addressing borrower concerns and inquiries, maintaining 95% customer satisfaction rating.
- Prepared underwriting documents with meticulous attention to detail, resulting in 15% decrease in document errors.
- Monitored loan progress and tracked status updates within designated pipelines, resulting in 20% reduction in processing bottlenecks.
- Developed strong relationships with agents, resulting in 20% increase in repeat business and positive referrals.
- Managed filing systems, data entry, and other clerical tasks to support efficient operations, resulting in 15% improvement in administrative efficiency.
- Conducted thorough research on potential clients' financial backgrounds to inform underwriting decisions, resulting in 10% reduction in loan defaults.
- Streamlined administrative processes and implemented time-saving strategies, resulting in 20% increase in underwriting efficiency.
- Demonstrated self-motivation and strong sense of personal responsibility, contributing to positive team environment and high work standards.
- Proficient in both independent work and collaborative efforts within team environments, fostering cross-functional collaboration and knowledge sharing.
Education
Rocky Mountain College of Art And DesignDenver, CO
Some College (No Degree) from Graphic Design
University Overview
Falcon High SchoolPeyton, CO
High School Diploma
05.1994
University Overview
Skills
- Microsoft Office
- Canva, Adobe Premier Elements
- Analytical and Critical Thinking
- Client Relationship Building
- Documentation Review
- Problem Solving
- Team Leadership
- Organizational Skills
- Data Analysis
- Quality Assurance
- Computer Skills
- Data Entry
- Keeping Records
References
References
- Available Upon Request
Clothing Graphic Design
Clothing Graphic Design
- Proficient in using Canva for creating visually appealing designs, including layouts for clothing.
- Experienced in utilizing Adobe Photoshop Elements for photo editing, creating digital art, and designing graphics for clothing.
YouTube Channel Management and Video Editing:
YouTube Channel Management and Video Editing:
- Managed and curated content for the fellowship's YouTube public channel, including video uploads, optimization, and audience engagement.
- Proficient in video editing using software such as Adobe Premiere Pro to produce high-quality content.
- Demonstrated ability to create engaging and visually appealing videos, maintaining the channel's professional image and brand identity.
- Utilized analytics and audience feedback to improve content strategy and optimize video performance on the channel.
Availability
See my work availability
Not Available
Available
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Distribution Coordinator
JGW TRANSPORTATION INC.
10.2014 - Current
Owner Operator
BEAR FOOT HONEY
12.2007 - 10.2014
Loan Processing /Underwriting Specialist
NATIONAL CITY MORTGAGE
11.2003 - 10.2007
Rocky Mountain College of Art And Design
Some College (No Degree) from Graphic Design
Falcon High School
High School Diploma
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