Cheryl Ridley
Huntsville,TX
Summary
Dynamic finance professional with extensive experience at CP Insurance Associates, excelling in risk assessment and compliance evaluation. Proven track record in financial reporting and data management, leading to improved operational efficiency. Adept at collaborating with teams and training staff on new systems, driving strategic decision-making, and enhancing overall performance.
Overview
18
18
years of professional experience
Work History
Underwriting Specialist
CP Insurance Associates
Huntsville, Texas
03.2025 - 07.2025
- Evaluated lenders’ loss ratios, collateral types, and property locations to assess overall risk and support underwriting decisions.
- Provided timely support to agents and lenders by answering coverage questions and facilitating endorsements to address client-specific needs.
- Collaborated with agents and brokers to obtain and compare insurance quotes for new and existing lenders, ensuring competitive rates and appropriate coverage options.
- Ensured accuracy and completeness of internal databases by updating renewal and new master policy data, streamlining access to current rates and policy details.
- Provided guidance to team members on internal protocols and external compliance standards.
- Set up new lenders in internal systems and collaborated with multiple departments to prepare lenders for servicing.
VP of Finance
CP Insurance Associates
Huntsville, TX
03.2007 - 03.2025
- Coordinated with external auditors during financial and compliance assessments to ensure accurate reporting and adherence to regulations.
- Managed the setup and modification of commission structures for agents and brokers.
- Conducted daily reviews of bank account activity, verified Positive Pay reports, and authorized ACH and wire transactions.
- Reconciled month-end payment transactions by matching entries in the tracking system with those in the accounting software.
- Prepared and delivered data files and monthly reports in coordination with brokers to meet reporting requirements.
- Processed commission payments, company payables, and agency disbursements as part of the month-end closing process.
- Led training sessions for team members on newly implemented systems, as part of new product launches.
- Analyzed lender loss ratios to determine the need for account cancellation or premium rate increases.
- Prepared monthly financial analyses for multiple departments to support performance tracking and strategic decision-making.
Education
Bachelor of Science - Political Science And Government
Texas A&M University
College Station, TX12-2003
Skills
- Risk assessment
- Coverage analysis
- Compliance evaluation
- Data management
- Financial reporting
- Microsoft Office
- Sage Intacct and Account Edge
- AIM and AMS360
References
References available upon request.
Timeline
Underwriting Specialist
CP Insurance Associates
03.2025 - 07.2025
VP of Finance
CP Insurance Associates
03.2007 - 03.2025
Bachelor of Science - Political Science And Government
Texas A&M University
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