Cheryl Williams
Lennox,SD
Summary
Senior Underwriter with 20 years of experience and expertise in underwriting. Strong analytical and problem solving skills. Team leader with strong work ethic and interpersonal skills.
Overview
27
27
years of professional experience
Work History
Senior Underwriter, Vice President
Wells Fargo Home Mortgage
Sioux Falls, SD, SD
07.1997 - 03.2024
- Ensured timely completion of all tasks within established deadlines while maintaining high quality standards.
- Conducted audits to ensure compliance with policy and procedures.
- Analyzed financial statements, tax returns, credit reports and other documents to determine risk assessment.
- Performed quality control reviews of underwriting decisions made by junior underwriters as well as provided guidance and assistance on complex files.
- 20 years of related underwriting experience
- Excellent communication skills (verbal, written, listening).
- Excellent analytical skills and problem-solving capabilities.
- Ability to work under pressure and meet tight deadlines.
- Ability to adapt to change.
- Strong customer service skills.
- High level of organizational skill and the ability to prioritize and multi-task.
- Team player: works well with other underwriters and business partners.
- Proficiency with Microsoft products, particularly Excel.
- Working knowledge of underwriting policies and procedures, underwriting guidelines and philosophies.
- Bachelor’s Degree in Business Administration.
Education
BBA - Business Administration And Management
University of South Dakota
Vermillion, SD 05-1997
Skills
- Regulatory compliance understanding
- Risk assessment expertise
- Credit analysis
- Data Interpretation
- Negotiation abilities
- Loss Mitigation
Timeline
Senior Underwriter, Vice President
Wells Fargo Home Mortgage
07.1997 - 03.2024
BBA - Business Administration And Management
University of South Dakota
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