Cherylene Jackson
Detroit,MI
Summary
Detail-oriented Mortgage Loan Officer with 20+ years of experience. Adept at planning and working with Members/clients to reach financial goals. Committed to accuracy and financial success. Top producer throughout career in mortgages.
Overview
14
14
years of professional experience
Work History
Executive Mortgage Originator
Mortgage Center LLC
Southfield , MI
07.2010 - 03.2024
- Provided guidance to customers on mortgage products, rates, terms, and conditions.
- Maintained a database of all loan transactions and updated it regularly.
- Performed due diligence activities related to new or existing loans, such as verifying income sources, assets, debts.
- Counseled clients on loan options available based on their individual needs.
- Provided prequalification letters for prospective buyers upon request.
- Developed relationships with referral partners such as real estate agents, builders, accountants, attorneys.
- Advised borrowers regarding their eligibility for various loan programs offered by the company.
- Communicated effectively with colleagues at all levels within the organization.
- Monitored progress of pending applications throughout the entire origination process.
- Ensured compliance with applicable state and federal regulations governing mortgage lending practices.
- Gathered client debt, credit and income information to determine loan eligibility.
- Met with applicants to obtain information for loan applications and answer questions about loan process.
- Helped clients fill out loan applications and find ideal loan options.
- Informed customers of application deadlines, approvals and denials.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Informed customers of loan application requirements and deadlines.
- Identified valuable solutions for customers with credit problems.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Collaborated with company teams to expedite loan approval processes.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
- Met with applicants to obtain information for loan applications and answer questions about processes.
- Conducted credit analysis on loan applicants, including reviewing credit reports and financial statements.
Education
BBA - Finance And HRS Management
University of Michigan - Dearborn
Dearborn, MISkills
- Licensed Mortgage Loan Originator
- Regulatory Compliance
- Document analysis
- Financial Analysis
- Goal-Oriented
- Credit evaluation
- Excellent Communication
- Collaboration with Teammates, Processors, Underwriters, and Closers
- Customer Service
- Cold Calling
Timeline
Executive Mortgage Originator
Mortgage Center LLC
07.2010 - 03.2024
BBA - Finance And HRS Management
University of Michigan - Dearborn
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