CHIANTI POLITE
Richardson,TX
Summary
Results-driven Senior AML Analyst/Senior Compliance Officer with a proven track record in AML investigations, EDD/CDD, fraud detection, risk management, and regulatory compliance within the banking and financial services industry. Expert in analyzing high-risk transactions, conducting due diligence, and ensuring compliance with BSA/AML, OFAC, and KYC regulations. Proficient in utilizing Verafin and other financial crime detection tools to identify suspicious activity and mitigate risks. Detail-oriented professional with strong analytical abilities and excellent communication skills. Dedicated to maintaining the highest standards of integrity and confidentiality.
Overview
7
7
years of professional experience
Work History
Project Coordinator
Nonprofit Organization
06.2023 - Current
- Kept projects on schedule by managing deadlines and adjusting workflows.
- Supervised multiple projects from project start through delivery by prioritizing needs and delegating assignments.
- Maintained database and spreadsheets with accurate inventory and status.
- Assisted with onboarding newly hired staff members and coached on task prioritization.
- Liaised between departments to facilitate communication and keep appropriate parties updated on project developments.
Compliance Review Analyst
CP Enterprises for Purpose Driven Investments
04.2022 - 06.2023
- Monitored compliance initiatives, ensuring adherence to regulatory mandates, industry standards, and internal guidelines
- Performed credit reviews on corporations to assess financial conditions.
- Conducted regular audits and assessments to evaluate the effectiveness of controls and identify areas for improvement
- Collaborated with cross-functional teams to ensure that security policies, procedures, and controls were effectively communicated and implemented across the organization
- Collected data and analyzed trend reports to support contractual and regulatory compliance and assisted with the validation and integrity of reported data
Senior Compliance Analyst
Planet Home Lending
01.2021 - 02.2022
- Acted as a central point of contact for Loan Officers, Loan Processors, Underwriters, and Regional Sales Managers regarding PHL loan eligibility and lending guidelines
- Monitored, analyzed, and reviewed various underwriting scenarios, suggesting potential alternate options with different investors
- Ensured compliance with company policies and procedures, as well as state and Federal Housing compliance guidelines
- Reviewed audit and monitoring reports related to consumer and client activities.
- Assisted investigation and risk management teams with fraud investigations and risk identification.
AML and Compliance Consultant
KPMG
04.2021 - 11.2021
- Performed quality control (QC) reviews in accordance with client and AML standards
- Reviewed alerts generated by sanctions screening systems and investigated potential matches against government and international watchlist.
- Ensured appropriate decisions/recommendations were made according to regulatory and client standards
- Confirmed data and licensing information through investigations and notified violators of required changes to bring operations into compliance.
- Reviewed audit and monitoring reports related to consumer and client activities.
AML and Compliance Consultant
MBO Partners
01.2021 - 11.2021
- Prepared documentation and records for upcoming audits and inspections.
- Assisted investigation and risk management teams with fraud investigations and risk identification.
- Conducted periodic compliance audits and reviews to identify areas of improvement.
- Identified gaps in existing compliance processes and recommended updates.
- Stayed current with latest changes to applicable regulatory standards and company procedures.
AML and Compliance Consultant
PwC
01.2021 - 05.2021
- Conducted CDD reviews on loan applicants, identifying potential fraudulent activities or misrepresentations
- Verified loan conditions, prepared loan files, and closing documents for funding
- Supported the management of a PPP loan application pipeline and worked with the team to meet key metrics
- Maintained up-to-date knowledge of applicable laws and regulations.
Regulatory Compliance Analyst
CP Enterprises for SNM Professional Services
08.2019 - 06.2020
- Assisted the Consumer Compliance Manager in the development and monitoring of complaints and compliance
- Worked with business operations management to ensure compliance with applicable laws and regulations, such as FDCPA, UDAPP, and FCRA
- Identified compliance issues and recommended and implemented corrective action plans
- Collected data and analyzed trend reports to support contractual and regulatory compliance
- Identified gaps in existing compliance processes and recommended updates.
AML and Compliance Consultant
Bawla Consulting
08.2018 - 08.2019
- Screened transactions against sanctions lists
- Conducted level 2 reviews of transactions related to correspondent banking activity to ensure compliance
- Assessed CDD documentation, including beneficial ownership information and adverse media screenings
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
Education
Associate of Arts -
Richland College
ISC2 -
International Information System Security Certification Consortium
12.2024
Skills
- Fraud Investigations
- AML Investigations Management
- Know Your Customer (KYC)
- Enhanced Due Diligence (EDD)
- Customer Due Diligence (CDD)
- Transaction Monitoring
- Alert Clearing
- QA/QC Analysis
- Correspondent (FFI/FCB) and Retail Banking
- Risk Management
- Compliance
Timeline
Project Coordinator
Nonprofit Organization
06.2023 - Current
Compliance Review Analyst
CP Enterprises for Purpose Driven Investments
04.2022 - 06.2023
AML and Compliance Consultant
KPMG
04.2021 - 11.2021
Senior Compliance Analyst
Planet Home Lending
01.2021 - 02.2022
AML and Compliance Consultant
MBO Partners
01.2021 - 11.2021
AML and Compliance Consultant
PwC
01.2021 - 05.2021
Regulatory Compliance Analyst
CP Enterprises for SNM Professional Services
08.2019 - 06.2020
AML and Compliance Consultant
Bawla Consulting
08.2018 - 08.2019
Associate of Arts -
Richland College
ISC2 -
International Information System Security Certification Consortium
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