Chris Montano

Results-driven Fraud Risk and Compliance professional with over a decade of experience in fraud detection, risk management, compliance auditing, and financial investigations. Strong background in process improvement, digital fraud mitigation, and regulatory compliance. Adept at implementing enterprise risk management solutions, analyzing critical incident trends for risk mitigation, and conducting large-scale fraud investigations. Proven ability to leverage data-driven insights to drive risk-reduction initiatives. Seeking to contribute expertise to a dynamic financial institution focused on fraud risk management and operational resilience.

• Fraud Prevention Strategy: Spearheaded a fraud prevention initiative that reduced fraud losses by 30% within a fiscal year.
• Process Improvement: Developed a risk assessment framework that increased fraud detection efficiency by 25%.
• Regulatory Compliance Leadership: Led a cross-functional team to ensure compliance with evolving fraud risk regulations, improving audit performance ratings.
• ServiceNow Risk Management Implementation: Played a key role in integrating ServiceNow to streamline risk assessments and fraud monitoring, improving efficiency in incident tracking and reporting.
• Critical Incident Trend Analysis: Applied SQL queries to analyze thousands of incidents, detect fraud patterns, and develop data-driven risk mitigation strategies, leading to a measurable reduction in fraudulent transactions.
• Construction Bond Audit & Fraud Detection: Conducted financial audits of $1 billion in construction projects, identifying improper billing and financial discrepancies to prevent fraud and cost overruns.