Meticulous credit management professional trained in Medical/Veterinary and Building/Construction Management. Strong collaboration skills with other departments to keep operations running smoothly. A versatile team player.
Overview
9
9
years of professional experience
Work History
Credit Manager
Big D
Salt Lake City, UT
07.2023 - Current
Assisted with the development of financial models used in forecasting future cash flows from recoveries.
Authored and disseminated departmental reports and statistics compliant with policy and privacy standards.
Prepared reports on lien status for senior management review.
Researched investor guidelines and kept up to date on program changes that affected loan processing or origination.
Collected past due loans, keeping credit and collateral exceptions within policy ranges.
Monitored changes in relevant legislation and regulations affecting lien management processes.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files.
Improved loan applications and documentation by informing applicant of additional requirements.
Credit Recovery Manager
Lehi Animal Hospital
Lehi, UT
05.2018 - 07.2023
Authored and disseminated departmental reports and statistics compliant with policy and privacy standards.
Developed and implemented strategies for successful completion of recovery goals.
Resolved customer inquiries and complaints requiring management-level escalation.
Created reports summarizing progress against established goals and objectives.
Assisted external auditors by providing requested documentation pertaining to customer accounts.
Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
Collected overdue payments from customers using various methods such as phone calls, emails or letters.
Managed relationships with tax authorities, bankers and auditors.
Gathered information related to assessment of annual bad debt to carry out in-depth reviews.
Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.
Accounts Receivable Clerk
Wasatch Academy
Mount Pleasant , UT
06.2015 - 05.2018
Kept accounts receivable tracking database current with relevant client information, collection and billing progress and program changes.
Investigated billing discrepancies and implemented effective solutions to resolve concerns and prevent future problems.
Completed and submitted tax forms and returns, workers' comp forms and pension contribution documentation.
Gathered support data to drive invoice accuracy and work through billing discrepancies.
Generated reports to offer exposure and risk guidance to functional counterparts and facilitate audits.
Reduced financial discrepancies by accurately managing accounting documentation.
Classified and summarized financial data to compile and enter in financial records
Prepared and submitted accounting documents and reports for review, authorization and processing.
Activated contracts and set up installment billing plan to generate on-time payments.
Education
MBA - Business Communications
University of Utah
Salt Lake City, UT
05-2000
Skills
Credit Evaluations
Sales Proficiency
Customer Engagement
Performance Improvements
Affiliations
I enjoy volunteering at the Road Home in Utah; packing food bundles for students and young adults who are struggling
I love camping and any outdoor recreation - mostly exploring all that Utah has to offer in the four seasons
I enjoy meeting new people and helping those around me