Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Christi Foster

Liberty,MO

Summary

Enthusiastic candidate with extensive experience in customer service and cash handling at banks or money lending institutes. Strong knowledge of offered banking services and products. Reliable and honest professional dedicated to meeting scorecard goals by processing high volumes of error-free transactions. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals. Familiar with diverse banking and investment products, deposit accounts and loans. Competent in setting up services, transferring funds and helping with complex transactions. Positive and upbeat with strong communication and problem-solving abilities. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

24
24
years of professional experience
1
1
Certification

Work History

Real Estate Searcher

Kansas City Title
2015.09 - 2023.02
  • Reviewed legal documents such as mortgage loans, title liens and property easements to assess relevant property factors.
  • Identified title encumbrances and detailed plans for correcting issues and clearing titles for planned changes.
  • Contacted appropriate agencies to complete searches, order records and obtain documents.
  • Searched and analyzed real estate records.
  • Reported findings to attorneys and client representatives via oral and written documentation.
  • Examined and verified titles weekly.
  • Used information gained during searches to produce and process title commitments and insurance policies.
  • Prepared property reports.
  • Compiled lists of mortgages, contracts and other documents pertaining to titles.
  • Completed thorough research into parish and county records to check on mineral rights.

Assistant Teller Supervisor

Bank Of The West
2013.11 - 2015.06
  • Examined tellers' reports of daily transactions for accuracy.
  • Maintained strong knowledge of bank products, services, procedures and regulatory requirements to assist staff members with questions and difficult or complex tasks.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Researched and resolved customer issues on personal savings, checking and line of credit accounts.
  • Counted cash drawers and made bank deposits.
  • Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
  • Promoted bank's products and services by consistently cross-selling to customers.
  • Purchased and maintained office supply inventories while adhering to budgeting practices.
  • Evaluated customer lifestyle to counsel customers on best products and services.
  • Reviewed operational and security reports to identify possible hazards or security breaches.
  • Maintained friendly and professional customer interactions.
  • Counted, verified and handled bank deposits and armored car transactions.
  • Executed wire transfers, stop payments and account transfers.
  • Handled various accounting transactions.
  • Established rapport with new clients to increase satisfaction and loyalty.
  • Received loan and utility payments, sending funds to correct destinations.
  • Conducted regular proof work and followed up on chargebacks and deposit corrections.
  • Calculated fees due, interest and change for customer transactions.
  • Wrote and distributed customer correspondence.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.

Teller

Cherokee Strip Credit Union
2011.08 - 2013.11
  • Answered customer inquiries regarding account balances, transaction history, services charges and interest rates.
  • Processed customer transactions promptly, minimizing wait times.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Learned about customer's financial needs, established trust and optimized sales opportunities resulting in quality customer service.
  • Educated customers on use of banking website and mobile apps.
  • Answered telephone inquiries on checking and savings accounts, loans and lines of credit.
  • Identified sales opportunities and referred customers to branch partners in financial services.
  • Recognized needs and referred to appropriate representative or line of business for cross-sell or service opportunities.
  • Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
  • Stocked supplies for customers and personal teller station.
  • Maintained friendly and professional customer interactions.
  • Counted, verified and handled bank deposits and armored car transactions.
  • Handled various accounting transactions.
  • Executed wire transfers, stop payments and account transfers.
  • Established rapport with new clients to increase satisfaction and loyalty.
  • Received loan and utility payments, sending funds to correct destinations.
  • Calculated fees due, interest and change for customer transactions.
  • Conducted regular proof work and followed up on chargebacks and deposit corrections.
  • Wrote and distributed customer correspondence.
  • Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.

Social Security Disability Assistant

Boettcher And Lobaugh
2011.02 - 2011.11

Conferred with clients and other involved parties to gather and track case information.

  • Researched innovative methods of adding value to key client relationships by providing timely material to facilitate frequent interactions with clients.
  • Coordinated trial exhibits by organizing materials, writing documentation and preparing digital materials and displays.
  • Assisted lawyers with materials preparation for internal and external training events.
  • Adhered to privacy laws to avert possible information breaches and protect client data.
  • Answered calls to respond to inquiries, using open-ended questioning skills to attain applicable information.
  • Assisted counsel in preparing answers, providing documentation and information for discovery request.
  • Created and implemented policies, work flow processes and work assignments.

Sales and Service Specialist

Bank Of America
2005.05 - 2010.11
  • Greeted customers, helped locate merchandise and suggested suitable options.
  • Answered customer questions about products and services, helped locate merchandise and promoted key items.
  • Checked pricing, scanned items, applied discounts and printed receipts to ring up customers.
  • Listened to customer needs and desires to identify and recommend optimal products.
  • Stocked merchandise, clearly labeling items, and arranging according to size or color.
  • Offered each customer top-notch, personal service to boost sales and customer satisfaction.
  • Balanced and organized cash register by handling cash, counting change and storing coupons.
  • Informed customers of current store promotions to encourage additional sales purchases.
  • Managed efficient cash register operations.
  • Approached each problem with fresh mind and analytical strategies to quickly resolve concerns.
  • Maintained up-to-date knowledge of store sales, payment policies and security standards.
  • Processed accurate credit, debit, check and cash sales transactions for more than [Number] customer orders per day.
  • Used product knowledge, sales abilities and customer relations skills to drive substantial sales increases in [Type] and [Type] products.
  • Worked to meet or exceed special targets for credit card applications, special donations and specific product promotions.
  • Monitored customers for signs of security concerns and escalated issues to management.
  • Increased business sales utilizing [Product or Service] knowledge.
  • Conducted product demonstrations to highlight features and redirect objections to positive aspects.
  • Discussed [Product or Service] with customers, outlined restrictions and educated on policies.

Real Estate Closer and Processor

Stewart Title
2001.08 - 2005.04
  • Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
  • Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Managed real estate closing process in compliance with applicable standards and legal requirements.
  • Followed-up on status of releases, policies and return of recorded documents.
  • Prepared and delivered projected HUD-1 settlement statements to lender upon request.
  • Examined purchase and sale agreement for potential items of concern and addressed immediately.
  • Opened incoming orders and set up escrow files within [Number] hours of receiving purchase agreement.
  • Communicated requirements and title exception information to clients.
  • Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
  • Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
  • Worked with title group to resolve issues such as easements, lot splits and bankruptcies.
  • Forwarded title clearing documentation to title officer for approval.
  • Reviewed and validated details of loan applications and closing documentation.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Set up, stored and updated customer files, department records and regulatory paperwork.
  • Produced and submitted completed loan packages to title and escrow professionals.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Conducted pre-funding and funding activities for over monthly applications.

Mortgage Loan Broker

Professional Mortgage, LLC
1999.06 - 2001.08
  • Explained different types of loans pertaining to client situations.
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Fielded customer complaints and provided solutions.
  • Implemented sales strategies that established relationships with realtors and CPAs.
  • Planned and dealt with payment schedules.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
  • Monitored pipelines to track and log status of loans.
  • Explained very technical financial information to applicants in easy to understand language.
  • Proactively identified solutions for customers experiencing credit issues.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Compiled closing packages for drafting and presentation accuracy.
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.
  • Developed prospects for new loans by conducting [Number] cold calls weekly.

Education

High School Diploma -

Liberty High School
Liberty
06.1993

Skills

  • Bank Secrecy Act
  • ATM Balancing
  • Staff Management
  • Teller Auditing
  • Teller Training
  • Commercial Servicing
  • Banking Regulations
  • Business Development
  • Consumer Banking
  • Customer Engagement
  • Teller Procedures
  • Customer Referrals
  • Bank Examiners
  • Quality Control
  • Account Inquiries
  • Financial Optimization
  • Financial Decision Assistance
  • Reading Comprehension
  • Change Orders
  • High Net Worth Individuals Marketing
  • Leading Seminars
  • Loyalty Promotion
  • Information Processing
  • USA Patriot Act
  • Risk Management
  • Service Quality Assurance
  • Product Sales
  • Transaction Processing
  • Phone Inquiries
  • Community Reinvestment Act
  • Facility Security
  • Virtualization Technologies
  • Investment Management
  • Credential Checking
  • Supervising Tellers
  • Training Classes
  • Resolving Customer Issues
  • Theft Monitoring
  • Travelers Checks
  • Store Displays
  • Referral Generation
  • Travel Arrangements
  • Balance Cash Drawers
  • Balance Verification and Reconciliation
  • Meeting Support
  • Staff Assistance
  • Operational Efficiency
  • Active Learning
  • Balance Transfers
  • Secure Bank Vaults
  • Night Deposit Transactions
  • Identity Verification
  • Transaction Error Identification
  • Safety Violations
  • Customer Loan Processing
  • Community Outreach
  • Count Currency
  • Rewards Programs
  • Data Security and Validation
  • Night and Safe Deposit Procedures
  • Event Scheduling
  • Polishing Skills
  • Resource Estimation
  • Deposit Verification
  • Bond Purchase Processing
  • Investigate Discrepancies
  • Safe Deposit Box Oversight
  • Special Requests
  • Customer Order Management
  • Customer Relationship Management
  • Mobile Applications
  • Complex Information Interpretation
  • Growth Portfolios
  • Bank Reconciliation
  • Bill Payment Receipt
  • Managing Forms
  • Access Checks
  • Improvement Plans
  • Office Cleaning
  • Bank Deposits
  • Team Cooperation
  • Inquiry Requests
  • Cash Supply Orders
  • Coin Counting
  • Product and Service Sales
  • Process Monitoring
  • Detailed Analysis
  • Pleasant and Personable
  • Legal Considerations
  • Deposit Funds
  • Intuit QuickBooks
  • Call and Email Handling
  • Loss Prevention Strategies
  • Accurate Documentation
  • Account Services
  • Workflow Processes
  • Sorting and Filing
  • Cashier's Checks
  • Social Perceptiveness
  • Accounting Softwares

Certification

  • Insurance Producer License for Title - Missouri and Kansas-NPN4883662

Timeline

Real Estate Searcher

Kansas City Title
2015.09 - 2023.02

Assistant Teller Supervisor

Bank Of The West
2013.11 - 2015.06

Teller

Cherokee Strip Credit Union
2011.08 - 2013.11

Social Security Disability Assistant

Boettcher And Lobaugh
2011.02 - 2011.11

Sales and Service Specialist

Bank Of America
2005.05 - 2010.11

Real Estate Closer and Processor

Stewart Title
2001.08 - 2005.04

Mortgage Loan Broker

Professional Mortgage, LLC
1999.06 - 2001.08

High School Diploma -

Liberty High School
  • Insurance Producer License for Title - Missouri and Kansas-NPN4883662
Christi Foster