Christian Jones
Athens
Summary
Diligent Credit Analyst with proven track record in thorough credit risk assessment and financial analysis. Successfully evaluated creditworthiness and identified risk factors leading to more informed lending decisions. Demonstrated strong analytical skills and effective communication in collaborative team environments.
Overview
10
10
years of professional experience
Work History
Credit Analyst
Alabama Farm Credit
02.2021 - Current
- Assists loan officers in the analysis, servicing, and reporting of the association’s mortgage and commercial loans.
- Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages.
- Interprets, communicates, and provides guidance to loan officers regarding association lending policies and procedures.
- Complies with proper credit administration practices as outlined in the association’s policies and procedures.
CSR II
Alfa Insurance
06.2018 - 02.2021
- Managed high call volume while maintaining professionalism, empathy, and attention to detail in each interaction.
- Processed policy updates and changes accurately, ensuring client needs were met in a timely manner.
- Consistently met or exceeded performance goals related to both sales targets and customer service metrics.
CSSR
Wells Fargo
10.2014 - 05.2018
- Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
- Managed high-volume transactions during peak hours while maintaining attention to detail, ensuring seamless customer experience.
- Balanced cash drawers accurately at the end of each shift, minimizing discrepancies in financial records.
Education
MBA -
University of Phoenix
10.2020
Bachelor of Science - Business, Associate of Arts with concentration in Accounting
University of Phoenix
03.2019
Human Resource Certificate - Undergraduate
University of Phoenix
03.2019
Skills
- Credit risk assessment
- Verbal and written communication
- Microsoft Excel proficiency
- Goal oriented
- Time management
- Attention to detail
Timeline
Credit Analyst
Alabama Farm Credit
02.2021 - Current
CSR II
Alfa Insurance
06.2018 - 02.2021
CSSR
Wells Fargo
10.2014 - 05.2018
Bachelor of Science - Business, Associate of Arts with concentration in Accounting
University of Phoenix
Human Resource Certificate - Undergraduate
University of Phoenix
MBA -
University of Phoenix
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