Christie Hartner
Jasper,GA
Summary
Experienced and results-driven business professional with over 25 years of expertise in the real estate and mortgage industry. Efficiently manages tasks and delivers exceptional outcomes. Thrives in a remote work environment, demonstrating self-motivation and adaptability. Known for meticulous attention to detail and reliability, particularly when handling sensitive and confidential information. Specializes in optimizing processes to achieve high-quality results with speed and efficiency.
Overview
23
23
years of professional experience
Work History
Life Insurance Agent
The Hartner Group/Independent Contractor
02.2023 - Current
- Maintained high standards of customer service by building relationships with clients.
- Explained advantages, features, and disadvantages of various policies to promote sale of plans.
- Provided coverage option information to assist clients in protecting assets.
- Analyzed customers' financial situations to recommend appropriate life insurance policies.
- Cultivated customer relationships to provide customized life insurance solutions tailored to individual needs.
Mortgage Loan Processor II
Wintrust Financial Corporation
10.2020 - 02.2023
- Collected and prepared loan applications, credit documents, and appraisals to process and complete mortgage loan files through to closing
- One of two processors chosen to lead the Acclimation Team to train and guide new Loan Officers on Encompass and Wintrust.
- Proficient in FHA, USDA, Conventional, and Jumbo. VA expert for the Processing team.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for new and refinance loans.
- Handled any conditions sent from underwriting departments in a timely manner.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
Mortgage Loan Processor II
Ameriquest Financial Services, LLC
10.2018 - 04.2020
- Senior Processor for a Private Lender.
- Handled any conditions sent from underwriting departments to prepare files for final clear to close.
- Collected, requested and prepared necessary information such as loan applications, credit documents, and appraisals to process and complete mortgage loan files through to closing.
- Verified all documentation for accuracy, validity, and completeness.
- Tracked files through Floify, monitored due dates, and ensured all documents were prepared and finalized in compliance with regulatory policies and procedures
Corporate Office Manager
Stansberry Management
05.2017 - 10.2018
- Coordinated all Commercial Real Estate transactions.
- Managed Corporate Office Staff, and provided support to Regional Manager and Owner.
- Handled all payroll for approximately 45 employees and 45 Independent contractors.
- Received all tenant rents and reconciled RDC deposits.
- Maintained Operating Statements, budgets, and Capex reports for each property.
Broker/Owner
Today's Realty
10.2001 - 05.2018
- Broker and owner - Real Estate Agency - Residential and Commercial transactions.
- Maintained an average of 10 agents signed with brokerage.
- Handled all business aspects as well as supervising agents and their contracts to ensure compliance.
- Negotiated favorable terms for clients during transactions, maximizing their profits in both buying and selling scenarios.
- Real Estate Salesperson License received October 2001. Associate Broker - Windsor Realty - 2003-2007.
- Brokers License received and Today's Realty opened in March 2007.
Senior Loan Officer/Owner
Today's Mortgages
08.2006 - 07.2010
- Submitted loan applications to underwriter for verification and recommendations.
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
- Successfully managed high-volume pipeline through to closing and servicing.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Originated, reviewed, processed, closed, and administered customer loan files.
Education
Insurance Licensing Course - Licensed Agent - Life Insurance
Xcel Solutions
03.2023
Real Estate Salesperson & Brokers License - Real Estate
GA MLS Institute
10.2001
Skills
- Appraisals
- Legal compliance
- Financial document review
- File management
- Loan processing expertise
- Proficient in Encompass and Floify
- Pipeline management
- Title examination
- Underwriting
Timeline
Life Insurance Agent
The Hartner Group/Independent Contractor
02.2023 - Current
Mortgage Loan Processor II
Wintrust Financial Corporation
10.2020 - 02.2023
Mortgage Loan Processor II
Ameriquest Financial Services, LLC
10.2018 - 04.2020
Corporate Office Manager
Stansberry Management
05.2017 - 10.2018
Senior Loan Officer/Owner
Today's Mortgages
08.2006 - 07.2010
Broker/Owner
Today's Realty
10.2001 - 05.2018
Real Estate Salesperson & Brokers License - Real Estate
GA MLS Institute
Insurance Licensing Course - Licensed Agent - Life Insurance
Xcel Solutions
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