Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Kerrington Harvey

Dallas-Fort Worth,TX

Summary

Fraud Strategy & Risk Leader with 6+ years across banking, digital fraud operations, identity verification, and analytics. Experienced in developing and executing enterprise fraud prevention strategy, tuning rules/scorecards, building fraud roadmaps, and strengthening identity & KYC workflows. Blend hands-on fraud analytics (SQL/Python/SAS) with strategic leadership and cross-functional partnering with Product, Engineering, IT, and Operations. Known for reducing fraud losses through data-driven insights, deploying new fraud controls, integrating 3rd-party data sources, and creating executive-ready reporting. Ready to drive a multi-year fraud strategy and uplift detection capabilities across products and channels.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Head of Fraud Strategy & Risk

Custie
Dallas-Fort Worth, United States
02.2025 - 11.2025
  • Built the company’s fraud and risk strategy from the ground up, including identity verification workflows, risk scoring logic, and early-stage fraud controls across the customer lifecycle.
  • Developed the organization’s multi-year fraud prevention roadmap, including data integration plans, fraud tooling evaluation, and automation of review workflows.
  • Partnered with Engineering and Product to design device intelligence, KYC, and identity verification processes aligned with best-in-class financial industry standards.
  • Established data governance, model governance, and AI governance frameworks supporting fraud models and decisioning logic, contributing to zero security incidents for beta users.
  • Conducted fraud trend monitoring, anomaly detection, and operational metric development to guide strategic decision-making.
  • Built cross-functional alignment with Product, IT, and Operations to integrate data signals, enhance rule deployment, and reduce friction for legitimate users.

SENIOR FRAUD OPERATIONS ANALYST

Zions Bancorporation
Dallas-Fort Worth, United States
03.2021 - 02.2025
  • Led fraud analytics across check, card, ACH, and digital banking, identifying emerging attack vectors, and shaping enterprise-level fraud strategy.
  • Tuned and optimized fraud rules, scorecards, and case workflows, improving detection accuracy while minimizing false positives.
  • Leveraged SQL, SAS, Python, and investigative data sources to generate actionable insights, support model enhancements, and recommend control changes.
  • Served as the SME for fraud tools, threat intelligence, and risk patterns, working with Cybersecurity, Compliance, and Product to ensure regulatory alignment.
  • Produced executive-ready reports summarizing fraud losses, trends, and root-cause insights; briefed senior leadership on recommended strategic changes.
  • Conducted dark web OSINT to identify compromised credentials, mule activity, and coordinated attack patterns, enabling proactive risk mitigation.

ASSET PROTECTION SUPERVISOR

JCPenney
San Diego, United States
07.2019 - 03.2021
  • Led investigations into organized retail crime (ORC), internal fraud, and financial theft, partnering with law enforcement to build prosecutable cases.
  • Reduced shrink by implementing improved fraud/LP controls, and data-driven protocols.
  • Supervised a team and delivered training on fraud prevention techniques, risk behaviors, and incident response.

OPERATIONS SPECIALIST SUPERVISOR

United States Navy
San Diego, United States
12.2016 - 06.2019
  • Led a Combat Information Center watch team, fusing radar, comms, and intel into a real-time operational picture for senior officers.
  • Developed cross-department coordination processes, and strengthened discipline, analytical thinking, and leadership fundamentals.

Education

MBA - Business Administration and Management

Texas A&M University - Mays Business School
01-2027

Master of Science - Data Analytics and Program Evaluation

University of Miami
01-2025

Master of Arts - Organizational Leadership

Columbia College (SC)
01-2023

Bachelor of Arts - Criminal Justice

Nevada State University
01-2022

Associate of Science - Administration of Justice

San Diego Miramar College
01-2021

Skills

  • SQL
  • Python
  • R
  • SAS
  • KYC/IDV
  • Device intelligence
  • Step-up authentication
  • Velocity checks
  • Risk scoring
  • TransUnion
  • Identity verification
  • Bureau data
  • Behavioral risk tools
  • Rule tuning
  • Model governance
  • Roadmap development
  • OKRs
  • Control design
  • KPI development
  • Trend analysis
  • Executive reporting
  • Dark web monitoring
  • OSINT
  • Compromised credential identification
  • AI governance
  • Data governance
  • Regulatory alignment

Certification

  • Certificate in Data Management and Statistical Analysis, University of Miami
  • Certificate in Program Evaluation, University of Miami
  • Coursera, Google Project Management, Coursera
  • Generative AI and LLMs: Architecture and Data Preparation, IBM
  • Introduction to Artificial Intelligence (AI), IBM
  • Prompt Engineering AI, DeepLearning.AI
  • Risk Management Frameworks, Zions Bancorporation

Timeline

Head of Fraud Strategy & Risk

Custie
02.2025 - 11.2025

SENIOR FRAUD OPERATIONS ANALYST

Zions Bancorporation
03.2021 - 02.2025

ASSET PROTECTION SUPERVISOR

JCPenney
07.2019 - 03.2021

OPERATIONS SPECIALIST SUPERVISOR

United States Navy
12.2016 - 06.2019

MBA - Business Administration and Management

Texas A&M University - Mays Business School

Master of Science - Data Analytics and Program Evaluation

University of Miami

Master of Arts - Organizational Leadership

Columbia College (SC)

Bachelor of Arts - Criminal Justice

Nevada State University

Associate of Science - Administration of Justice

San Diego Miramar College