Overview
Work History
Education
Skills
Timeline
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Christina Ramm

Asheville,NC

Overview

22
22
years of professional experience

Work History

Chief Financial Officer

Poppy Handcrafted Popcorn Inc.
10.2022 - Current
  • Established strong relationships with external stakeholders, including investors, analysts, and regulatory agencies to promote transparency and build trust in the organization''s financial management.
  • Cultivate company-wide culture of innovation and collaboration.
  • Develop and oversee yearly budgets and capital structure of company to determine best mix of debt, equity, and internal financing.
  • Collaborate with executive leadership to establish budgetary guidelines and allocate resources efficiently across the organization.
  • Collaborate with legal, accounting and other professional teams to review and maintain compliance with regulations.
  • Maintain P&L and shouldered corporate fiscal responsibility.
  • Conduct detailed analysis of company financial information and oversaw preparation of related reports.

Contractural CFO

Christy Ramm Consulting LLC
05.2013 - 02.2023
  • Enhanced cash flow management through the development of robust forecasting models, ensuring optimal liquidity for business operations.
  • Spearheaded the implementation of a new financial reporting system, resulting in more accurate and timely data for decision-making purposes.
  • Enhanced financial accuracy by reconciling accounts, identifying discrepancies, and correcting errors in a timely manner.
  • Collaborated with management to develop annual budgets, providing insight into historical trends and potential future expenses.
  • Prepared accurate financial statements for senior executives, enabling informed decision-making regarding company growth strategies.
  • Managed payroll functions, ensuring timely payment processing and compliance with tax regulations.
  • Oversaw accounts payable functions, negotiating favorable payment terms with vendors to minimize costs and maximize operational efficiency.
  • Monitored bank account balances closely, transferring funds between accounts as needed to optimize cash management strategy outcomes.

Project Manager

AB Tech Small Business Center
01.2010 - 01.2013
  • Managed Small Business Center Student Incubator Program; counseled and assist in the development of student business plans and allocating grant funds
  • Met one on one weekly with each small business student to mentor and assist in the development of their business proposal
  • Managed and led the NC Youth Summer Entrepreneurship Program
  • Developed and maintained the curriculum for the summer program and actively recruited high school students to attend

Commerical Banker

Truist (formerly BB&T)
06.2002 - 07.2006
  • Increased client satisfaction by providing tailored financial solutions and expert advice on commercial banking products.
  • Managed a diverse portfolio of commercial clients, ensuring optimal financial performance and risk mitigation.
  • Developed strong relationships with clients by maintaining consistent communication and providing personalized service.
  • Expanded the bank''s client base through strategic networking, business development initiatives, and targeted marketing efforts.
  • Collaborated with credit analysts to evaluate loan applications, making informed decisions based on comprehensive risk assessments.
  • Facilitated negotiations between borrowers and lenders, securing favorable terms for both parties involved in financing deals.
  • Analyzed clients'' financial statements to identify trends, opportunities for growth, and potential areas of concern.
  • Optimized loan pricing and structuring, ensuring profitability while maintaining a competitive edge in the market.

Education

MBA - Business Administration And Management

Appalachian State University
Boone, NC
06.2002

Master of Arts - Health Psychology

Appalachian State University
Boone, NC
05.2000

Master of Arts - Psychology

UNC Chapel Hill
Chapel Hill, NC
05.1996

Skills

  • Business Development
  • Budget Planning
  • Process Improvement
  • Fiscal Management

Timeline

Chief Financial Officer

Poppy Handcrafted Popcorn Inc.
10.2022 - Current

Contractural CFO

Christy Ramm Consulting LLC
05.2013 - 02.2023

Project Manager

AB Tech Small Business Center
01.2010 - 01.2013

Commerical Banker

Truist (formerly BB&T)
06.2002 - 07.2006

MBA - Business Administration And Management

Appalachian State University

Master of Arts - Health Psychology

Appalachian State University

Master of Arts - Psychology

UNC Chapel Hill

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Christina Ramm