Christina Weirauch

***LinkedIn URL linkedincom/in/christina-weirauch-932114b0

**Duties - ALL employers Listed under “Career Experience” Summarized Below**
Performed thorough analysis of application documents, credit, assets, income/tax returns and business reports, contracts, insurance, title documents and collateral reports Underwrote and defined criteria for conforming and high balance (Conventional, FHA, VA), State Housing/Bond (DC, MD, VA, NC, WV) Jumbo, Non-QM; Porfolio, Home Equity and TX loans; adhering to lender and agency guideline requirements Managed workflow, ensuring deadlines were met while maintaining quality assurance and accuracy Reviewed loan documentation and vendor reports identifying signs of fraudulent activity, inconsistencies, or any other red flags Facilitated loan officer and processor queries regarding guidelines and loan restructuring as needed Supported pre-closing and post-closing teams to identify and resolve deficiencies and delivered additional detail as required
Achieved and surpassed all goals established by management through utilization of mortgage expertise
Boosted productivity and ensured integrity of submitted files by creating training materials and mentoring processors
Trained other Underwriters for VA SARS certification
Ranked among top 20% most productive underwriters while maintaining accurate loan data integrity and meeting or exceeding deadlines
Recognized by executive management for tenacity and use of extensive loan product knowledge to restructure complex turn down loans for subsequent approvals,
Minimized audit deficiencies by 80% through creation and implementation of high-quality control procedures and counteractive approaches
Empowered operational departments by designing and deploying constructive policies and procedures to meet organizational goals
Generated robust reporting and accurate HMDA/CRA data through modifications in the Loan Operating System
Directed all phases of advanced technological system integration and process improvement projects to successful completion, improving productivity and efficiency

VA LAPP/SAR & FHA DE over 30 years of experience