CHRISTINE CUDDEBACK WEAVER
Springfield
Summary
Detail-oriented Senior Underwriter with demonstrated success in commercial lines property-casualty insurance businesses. Excellent business and industry awareness and understanding of industry trends impacting business growth and opportunity. Works creatively in fast-paced environment to maintain demanding timelines. Skilled at meeting benchmarks for risk control and business profitability. Successful background working alongside agents to assist with marketing and sales objectives. Desiring to bring several years of related experience to a dynamic new role with room for advancement.
Overview
16
16
years of professional experience
Work History
Senior Underwriter
AMERICAN PACIFIC MORTGAGE
Eugene
08.2009 - Current
- Conducted detailed analysis of borrower creditworthiness by evaluating financial statements, tax returns and other related documents.
- Maintained up-to-date knowledge of industry trends, best practices, government regulations, market conditions.
- Documented all decisions made during the underwriting process in accordance with regulatory requirements.
- Monitored pipeline activity to ensure timely processing of all loans within established service level agreements.
- Assessed risk factors associated with loan requests to determine whether they meet established criteria for approval.
- Analyzed debt-to-income ratios to ensure borrowers met the requirements of underwriting guidelines.
- Tracked changes in underwriting guidelines issued by investors or agencies such as Fannie Mae or Freddie Mac.
- Participated in meetings with external auditors regarding the progress of audits being performed.
- Appraised value of collateral properties to determine their acceptability as security for loans.
- Utilized understanding of underwriting guidelines to keep work in line with government regulations and company requirements.
Education
Financial Services
LANE COUNTY COMMUNITY COLLEGE
Eugene, OR01.1991
Skills
- Adaptability
- Analytical
- Attention to Detail
- Customer Focus
- Ethical Judgement
- Excellent Communication
- Knowledge of Regulations
- Quick Decision Maker
- Risk Management
- Credit analysis
- Risk assessment
- Financial statement evaluation
- Regulatory compliance
- Pipeline management
- Debt-to-income analysis
- Collateral appraisal
- Government regulations
References
- TODD ZIMMERMAN, Senior Mortgage Advisor & Sales Manager, America Pacific Mortgage, 541-914-0867
- KIMBERLY FERRELL, Operations Manager, America Pacific Mortgage, 541-986-0707
Timeline
Senior Underwriter
AMERICAN PACIFIC MORTGAGE
08.2009 - Current
Financial Services
LANE COUNTY COMMUNITY COLLEGE
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