Christine Iacovino
Voorhees,NJ
Summary
Highly motivated professional with extensive customer service experience and organization skill seeks the opportunity to begin a new career and experience new challenges. Detail oriented and accustomed to high expectations of performance and a maintaining a professional environment.
Overview
25
25
years of professional experience
Work History
Condominium Project Approval Analyst
CrossCountry Mortgage, LLC
04.2017 - Current
- Performs systematic analysis of all Legal documents including Condominium Project Questionnaires, Budgets, By-laws, Master Insurance Certificates, Appraisals, Reserve Studies & Engineer reports to reach final project decision and minimize bank & investor risk.
- Actively communicates with loan processors and sales consultants regarding the status of their loan file and offered possible alternatives to loans that were denied as submitted.
- Analyze and approve or decline condominium projects based on a comprehensive review of the supporting documentation applying investor guidelines.
- Proven ability to prioritize and re-prioritize as needed in a fast-paced working environment, especially when dealing with time sensitive issues and mandated deadlines.
- Logical and analytical thinker, excellent attention to detail and problem-solving skills.
Project Review Specialist
Annie Mac Home Mortgage
Mount Laurel, NJ
04.2016 - 12.2016
- Reviewed condominium projects to ensure that project follows Fannie Mae/Freddie Mac guidelines.
- Maintained consistent written and verbal communication with loan processors and loan officers to resolve loan issues and offer decline alternatives when applicable.
- Commended for eliminating liability to lending institutions through keen collateral risk analysis.
- Achieved exceptional audit ratings and excelled in meeting and exceeding production goals.
Collateral Risk Analyst II
STARS
Mount Laurel, NJ
06.2011 - 08.2015
- Handled all aspects of Appraisal and Condominium project reviews.
- Reviewed all project documentation including financial statements, budgets, appraisals, project questionnaires, insurance certificates and by-laws.
- Commended for eliminating liability to lending institutions through keen collateral risk analysis.
- Exceeded quota of 50 daily loans within first year of tenure, while managing 70+ loan monthly pipeline.
- Achieved exceptional audit ratings and excelled in meeting and exceeding production goals.
Project Underwriter
PHH MORTGAGE
Mount Laurel, NJ
03.2001 - 06.2011
- Managed an active loan pipeline and reviewed legal documents including appraisals, title orders, insurance policies, budgets and HOA questionnaires for condominium projects.
- Maintained consistent communication with all internal and external customers regarding project review and responded to calls and e-mail regarding technical inquiries on project status.
- Selected to train new associates on standards, goals, policy procedures and computer programs.
- Applied Fannie Mae and Freddie Mac guidelines on co-operative and condominium projects.
Education
Associates Degree - Culinary Arts
The Culinary Institute of America
Hyde Park, NYSkills
- Knowledgeable in Fannie Mae and Freddie Mac condominium project underwriting guidelines
- Analyzing data
- Documentation review for Non-QM condominiums
- Policy interpretation
- Coverage determination
- Underwriting calculations
- Underwriting guidelines
- Loan approval & denial
- Analytical problem solving
Technology Skills
- Microsoft Office Suite
- Fannie Mae Condo Project Manager (CPM)
- Fannie Mae CVAS (Credit Variance Administration System)
- PC & MAC proficient
- Adobe
- Excel
Timeline
Condominium Project Approval Analyst
CrossCountry Mortgage, LLC
04.2017 - Current
Project Review Specialist
Annie Mac Home Mortgage
04.2016 - 12.2016
Collateral Risk Analyst II
STARS
06.2011 - 08.2015
Project Underwriter
PHH MORTGAGE
03.2001 - 06.2011
Associates Degree - Culinary Arts
The Culinary Institute of America