Summary
Overview
Work History
Education
Skills
Timeline
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Christine Roehrig

Christine Roehrig

Pingree Grove,IL

Summary

Experienced professional with a successful career in Mortgage Banking, Business Development, Training and Administration. Excel in interfacing with others at all levels to ensure organizational goals are obtained. Proactive approach has resulted in capturing numerous accounts and expanding client database for Credit Union and Banks using marketing skills. Possess excellent interpersonal analytical and organizational skills. Excel with training program for Loan Officers and Loan Assistants. Software knowledge Encompass and Calyx Point. Experienced in Fannie Mae, Freddie Mac, FHA/VA loans and guidelines. Objective Obtain a Sales position using 30 plus years of experience. Diligent and resourceful financial professional skilled in client relations and loan product recommendations. Highly responsive to delivery of services and focused on customer relationship building. Achieves compliance with company policies and regulations in carrying out job functions. Organized Loan Officer Assistant bringing exceptional administrative and problem-solving skills focused on efficiently fulfilling loan requirements. Knowledgeable about checklists and disclosures, business correspondence and recordkeeping. Skilled at keeping all paperwork orderly and properly transferred. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Well-qualified administrative team member bringing demonstrated knowledge and abilities in loan processing. Effective at organizing paperwork, resolving discrepancies and working with third-party vendors to clear issues and completing closings. Proficient in mortgage lending standards and regulations. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Hardworking and passionate job seeker with strong organizational skills eager to secure position. Ready to help team achieve company goals. Collaborative Loan Originator for Fha/VA Conventional loans working with people of all levels of familiarity to make lending process run especially smoothly. Organized advisor with evolving awareness of loan options as arose in real-time and best fit based on applicant goals.

Overview

20
20
years of professional experience

Work History

Loan Officer Assistant/ Originator

Guaranteed Rate
01.2008 - 04.2022
  • Answered inquiries and provided superior customer service to clients.
  • Prepared professional business correspondence on behalf of loan officer to obtain information and facilitate processing steps.
  • Originated loan application analyzed credit report for loan placement
  • Priced and ran loans for Approval thru Fannie Mae/Freddie Mac
  • Prepared loan application for disclosure and signature thru Encompass Software
  • Answered inquiries and provided superior customer service to clients.
  • Set up files using loan officer checklist and submitted on-time for processing.
  • Communicated with customers daily to request information and complete paperwork.

Loan Originator

American Pacific Mortgage
02.2020 - 08.2021
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs

Loan Originator

Parkside Lending LLC
11.2019 - 02.2020
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.

Loan Originator

Inland Bank & Trust
04.2019 - 11.2019
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Maintained strict confidentiality of bank records and client information.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Developed strong relationships with customers through high levels of customer service.
  • Advised clients on mortgage, education and personal loans.
  • Developed systems to efficiently track loan documents and enhance accuracy.

Cardinal Financial
03.2019 - 04.2019

Hired as Loan Originator and 30 days later Company closed Branch .

Guaranteed Rate Sr. Loan Officer

08.2018 - 03.2019
  • Submitted loan applications to underwriter for verification and recommendations.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Developed and maintained relationships with local real estate agents.
  • Reviewed and edited loan agreements to promote efficiency and accuracy.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Developed strong relationships with customers through high levels of customer service.
  • Advised clients on mortgage, education and personal loans.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Examined customer loan applications for loan approvals and denials.
  • Collaborated with other departments to promptly process loan applications.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Developed systems to efficiently track loan documents and enhance accuracy.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Monitored pipelines to track and log status of loans.
  • Explained very technical financial information to applicants in easy to understand language.
  • Proactively identified solutions for customers experiencing credit issues.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Assisted customers with completing loan applications and other paperwork.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Identified opportunities to cross-sell and upsell loan products to customers.

Loan Originator

Barrington Bank & Trust
02.2018 - 08.2018
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Maintained strict confidentiality of bank records and client information.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Collaborated with other departments to promptly process loan applications.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Developed strong relationships with customers through high levels of customer service.
  • Examined customer loan applications for loan approvals and denials.
  • Advised clients on mortgage, education and personal loans.
  • Recommended loan approvals and denials based on customer loan application reviews.

Loan Originator and Trainer

Huntington National Bank
02.2017 - 02.2018
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Maintained strict confidentiality of bank records and client information.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Collaborated with other departments to promptly process loan applications.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Examined customer loan applications for loan approvals and denials.
  • Developed strong relationships with customers through high levels of customer service.
  • Advised clients on mortgage, education and personal loans.
  • Recommended loan approvals and denials based on customer loan application reviews.

Loan Originator

Movement Mortgage
05.2016 - 02.2017
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Collaborated with other departments to promptly process loan applications.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Developed strong relationships with customers through high levels of customer service.
  • Examined customer loan applications for loan approvals and denials.
  • Advised clients on mortgage, education and personal loans.
  • Developed systems to efficiently track loan documents and enhance accuracy.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs

Loan Originator

Consumers Credit Union
10.2015 - 05.2016
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Maintained strict confidentiality of bank records and client information.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Collaborated with other departments to promptly process loan applications.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Developed strong relationships with customers through high levels of customer service.
  • Examined customer loan applications for loan approvals and denials.
  • Advised clients on mortgage, education and personal loans.

Transitioning

10.2015 - 10.2015

Loan Originator, Sales Manager

Allied First Bank
07.2011 - 06.2015
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Handled customer relations issues, enabling quick resolution, and client satisfaction.
  • Resolved customer issues quickly to close deals and boost client satisfaction.
  • Maintained relationships with customers and found new ones by identifying needs and offering appropriate services.
  • Conducted team meetings to reinforce goals and objectives and set clear expectations about policies and procedures.
  • Coached and counseled sales personnel, assisting with individual selling efforts and helping sales representatives reach targets.
  • Coached employees in successful selling methods and encouraged cross-selling to drive revenue.
  • Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
  • Met with clients, delivering presentations, and educating on product and service features and offerings.
  • Established and cultivated solid business relationships with new or existing customers.
  • Closed lucrative sales deals using strong negotiation and persuasion skills.
  • Maintained ethical and positive working environment to reduce turnover and promote high retention rates.
  • Evaluated performance against goals and implemented appropriate development plans.
  • Identified, hired and trained highly-qualified staff by teaching best practices, procedures, and sales strategies.
  • Attended industry shows, conventions, and other meetings with primary mission of expanding market opportunities.
  • Recruited and hired top-level talent to add value and expertise to sales department.

Sales and Operations Manager

Hawthorne Credit Union
08.2007 - 06.2011
  • Assisted with pulling information and reporting for inquiries and reviews.
  • Shared feedback with internal departments to outline operational and training needs.
  • Scrutinized data to troubleshoot and identify improvement opportunities.
  • Collaborated with management to define, document and implement new processes.
  • Performed routine quality control and assessment reviews to drive accuracy and compliance of applications.
  • Standardized and reduced email communications between employees by formulating and implementing field communication processes.
  • Built relationships with customers and community to establish long-term business growth.
  • Achieved sales goals and service targets by cultivating and securing new customer relationships.
  • Resolved problems with high-profile customers to maintain relationships and increase return customer base.
  • Collaborated with upper management to implement continuous improvements and exceed team goals.
  • Exceeded sales quotas and increased profitability through effective sales strategy and business planning.
  • Managed accounts to retain existing relationships and grow share of business.
  • Recruited, interviewed and hired employees and implemented mentoring program to promote positive feedback and engagement.
  • Implemented systems and procedures to increase sales.
  • Held one-on-one meetings with sales team members to identify selling hurdles and offered insight into best remedy.
  • Compiled and analyzed data to determine approaches to improve sales and performance.
  • Engaged in product training, demonstrations, consumer awareness, branding, and acquisition initiatives to raise awareness and revenues.
  • Prepared sales presentations for clients showing success and credibility of products.
  • Demonstrated products to show potential customers benefits and advantages and encourage purchases.
  • Directed sales support staff in administrative tasks to help sales reps close deals.
  • Organized promotional events and interacted with community to increase sales volume.
  • Coached and promoted high-achieving sales and account management employees to fill leadership positions with qualified staff and boost company growth.
  • Enhanced profitability by developing pipelines utilizing marketing and sales strategies.
  • Managed revenue models, process flows, operations support and customer engagement strategies.
  • Increased profit margins by effectively controlling budget and overhead and optimizing product turns.
  • Boosted marketing, reviewed pricing strategies and expanded distribution channels to increase sales revenue.
  • Aligned company goals with customer outcomes and increased satisfaction by automating contact management systems.
  • Facilitated business by implementing practical networking techniques.
  • Collaborated cross-functionally with headquarters, regional and other teams nationally to maintain consistent message and experience.
  • Liaised with sales, marketing, and management teams to develop solutions and accomplish shared objectives.
  • Increased sales volume and expanded product line to new retailers, warehouse clubs and natural food chains.
  • Developed compelling presentation decks to gain approval for ideas and communicate results.
  • Collaborated with advertising group to create uniformity between advertising messages and retail incentives.

Broker Owner

VIP Mortgage Group, Inc
05.2002 - 02.2007
  • Managed day-to-day business operations.
  • Consulted with customers to assess needs and propose optimal solutions.
  • Trained and motivated employees to perform daily business functions.
  • Evaluated suppliers to maintain cost controls and improve operations.
  • Established foundational processes for business operations.
  • Enhanced operational efficiency and productivity by managing budgets, accounts, and costs.
  • Monitored market conditions to set accurate product pricing and take advantage of emerging trends.
  • Organized and attended trade shows and special events to showcase products, network with other businesses and attract new customers.
  • Trained and developed team members to build human capital.
  • Used knowledge of market trends to create value-added solutions resulting in significant increase in revenues.
  • Established, optimized and enforced business policies to maintain consistency across industry operations.
  • Generated revenues yearly and effectively capitalized on industry growth.
  • Discovered areas of improvement by generating quarterly operational and sales reports.
  • Cultivated forward-thinking, inclusive and performance-driven company culture to lead industry innovations.
  • Prepared bank deposits and handled business sales, returns and transaction reports.
  • Oversaw business budget planning and administration, accounting functions, purchasing, and bi-weekly payroll to handle financial needs.
  • Developed and implemented marketing strategies to generate new customers and increase sales and profit margins.
  • Put together realistic budgets based upon costs and fees for successfully operating business.
  • Introduced new methods, practices, and systems to reduce turnaround time.
  • Adhered to regulatory and policy changes and made necessary adjustments to maintain overall success.
  • Worked with marketing teams to create print and online advertisements to bring in new customers.

Education

Graduate - Business

Hoffman Estates High School
Hoffman Estates, IL
06.1982

Skills

  • Business Development
  • Program Requirements
  • Lending Software Systems
  • Loan File Review
  • Property Appraisals
  • Closing Costs Calculation
  • Customer Satisfaction
  • Desktop Underwriter
  • Product Knowledge
  • Reviewing Credit Information
  • Customer Interaction

Timeline

Loan Originator

American Pacific Mortgage
02.2020 - 08.2021

Loan Originator

Parkside Lending LLC
11.2019 - 02.2020

Loan Originator

Inland Bank & Trust
04.2019 - 11.2019

Cardinal Financial
03.2019 - 04.2019

Guaranteed Rate Sr. Loan Officer

08.2018 - 03.2019

Loan Originator

Barrington Bank & Trust
02.2018 - 08.2018

Loan Originator and Trainer

Huntington National Bank
02.2017 - 02.2018

Loan Originator

Movement Mortgage
05.2016 - 02.2017

Loan Originator

Consumers Credit Union
10.2015 - 05.2016

Transitioning

10.2015 - 10.2015

Loan Originator, Sales Manager

Allied First Bank
07.2011 - 06.2015

Loan Officer Assistant/ Originator

Guaranteed Rate
01.2008 - 04.2022

Sales and Operations Manager

Hawthorne Credit Union
08.2007 - 06.2011

Broker Owner

VIP Mortgage Group, Inc
05.2002 - 02.2007

Graduate - Business

Hoffman Estates High School
Christine Roehrig