Christine Wray
Movement Mortgage
Littleton,CO
1
Certification
14
years of professional experience
Experienced mortgage underwriter with a strong background in conventional, VA, FHA, and bond underwriting, credit analysis, and loan file review. Applies underwriting guidelines with accuracy and sound risk assessment. Communicates clear stipulations to loan teams to support efficient file movement and timely decisions.
Work History
Underwriter
7 Years 8 Months- Evaluate borrower credit, income, assets, and liabilities to determine mortgage loan eligibility.
- Apply underwriting guidelines to review conventional, FHA, VA, USDA, and bond loan files for accuracy.
- Analyze automated underwriting findings to identify conditions and required documentation.
- Communicate stipulations to loan officers, processors, and closers to keep files moving efficiently.
Underwriter
6 Years 2 MonthsEducation
High School Diploma
Skills
Underwriting guidelines
Analyzing data
Documentation review
Risk assessment
Credit analysis
Certification
- FHA DE CHUMS obtained in 2018
- VA SAR obtained in 2024
- Experienced in AK, CO, ID, and WA state bond programs
Timeline
Underwriter
Movement Mortgage
02.2019 - CurrentRead More
Underwriter
Eagle Home Mortgage
11.2012 - 01.2019Read More
Arapahoe High School
High School Diploma
Read More