CHRISTOPHER HUBBERT
San Antonio
Summary
AML/BSA Specialist with over 10 years of expertise in financial compliance and fraud investigation. Demonstrated success in enhancing regulatory adherence and mitigating risks through effective management of complex AML schemes. Proficient in data analysis, risk assessment, and regulatory reporting, leading to significant productivity improvements. Experienced in manual labor and equipment operation, ensuring a safe and organized work environment while adapting to diverse settings.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Anti Money Laundering Investigator
USAA
San Antonio
11.2021 - Current
- Conducts risk management initiatives, filing over 25 Suspicious Activity Reports (SARs) for regulatory compliance.
- Assisted in the development of a tool to enhance SAR narrative creation, reducing rework by approximately 25%.
- Presented key case analyses to executives and board, addressing OCC consent orders and resolving 34,000 compliance backlog cases.
- Assisted in the design and implemented AML strategies that improved productivity and achieved team Service Level Objectives (SLOs).
- Maintains 100% compliance with SLO timelines through effective strategy execution.
- Streamlines escalation documentation for time-sensitive alerts, minimizing escalation duration.
- Handles time-sensitive alerts from various sources, including manual referrals and systemic alerts via Actimize.
- Manages high-priority alerts such as law enforcement subpoenas and investigations under 314(a) and 314(b).
ANTI MONEY LAUNDERING INVESTIGATOR
Millennium Group (USAA Contractor)
San Antonio
12.2020 - 11.2021
- Managed 100-150 monthly 314(b) inbound requests, monitored the mailbox, created alerts, and initiated cases via Actimize for investigative review.
- Responded to requests from external financial institutions, analyzed requests, and provided detailed responses with the necessary documentation.
- Improved the efficiency of 314(b) request handling by advocating for investigator access to participating financial institutions, and streamlining the review process.
- Maintained detailed records of all 314(b) activities, ensuring accurate documentation and reporting of inbound and outbound requests, contributing to audit readiness.
COMPLIANCE OFFICER
JPMorgan Chase Bank
San Antonio
03.2014 - 12.2020
- Reduced SAR filing errors by 20% by drafting and reviewing Suspicious Activity Reports (SARs) in Actimize, ensuring compliance with FinCEN regulations, and oversaw SAR filings for a team of 6 to 10 peers.
- Performed initial due diligence reviews of foreign correspondent banks and non-bank financial institutions, applying risk-based CDD and EDD measures to assess and mitigate AML/TF risk.
- Reviewed and investigated highly confidential subpoenas and National Security Letters.
- Trained new hires on AML/KYC best practices and regulatory requirements, providing mentorship and guidance.
- Collaborated with law enforcement and external agencies on AML matters, leveraging extensive AML/KYC expertise to address complex issues.
- Conducted comprehensive analysis of transactional data, collaborating with Investigative Units on Cases and SARs.
QUALITY ASSURANCE DOCUMENT ANALYST
JPMorgan Chase Bank
San Antonio
04.2011 - 03.2014
- Orchestrated pipeline operations within the QA department, coordinating analysts, managers, and vendors to achieve a reduction in processing time.
- Examined diverse legal assets and prepared documentation for compliance with federal and state orders, facilitating smooth transitions to government agencies.
- Evaluated customer accounts for exemption qualifications, and communicated with attorneys and outside counsel to address any account hold concerns.
- Improved document processing by implementing a specific improvement, reducing errors, and streamlining workflows.
- Qualified customer accounts for exemptions, reducing costs, and ensuring compliance.
Education
BACHELOR OF ARTS - SOCIAL AND CRIMINAL JUSTICE
University of Arizona Global Campus
Chandler, AZSkills
- Compliance management and regulatory reporting
- Risk mitigation and transaction monitoring
- Financial regulations and ethics
- Conflict resolution and investigation review
- Attention to detail and data analysis
- Time management and independent initiatives
- Team collaboration and BSA/AML compliance
- Fraud detection and SAR filing
Certification
Certified Anti Money Laundering Specialist (CAMS), Anticipated April 2026
Recognition
- USAA Executive and Board of Directors Recognition for Outstanding Contribution to Anti-Money Laundering (AML) Risk Mitigation.
- Highest Accuracy in Suspicious Activity Report (SAR) Filing
- Efficiency: Streamlined the case creation process within Actimize, improving investigator efficiency by 20% for USAA in less than 1 year.
- Oversight: Oversaw the quality review and approval of SAR filings at JP Morgan Chase Bank for a team of 6-10 peers, maintaining a 0% error rate.
- Risk Mitigation: Delivered critical case analyses to executives and the board at USAA to address OCC consent orders, successfully reducing a backlog of over 34,000 cases and supporting compliance efforts.
Timeline
Anti Money Laundering Investigator
USAA
11.2021 - Current
ANTI MONEY LAUNDERING INVESTIGATOR
Millennium Group (USAA Contractor)
12.2020 - 11.2021
COMPLIANCE OFFICER
JPMorgan Chase Bank
03.2014 - 12.2020
QUALITY ASSURANCE DOCUMENT ANALYST
JPMorgan Chase Bank
04.2011 - 03.2014
BACHELOR OF ARTS - SOCIAL AND CRIMINAL JUSTICE
University of Arizona Global Campus