CHRISTOPHER M. JONES

Monitored and analyzed transactional data using AML case management tool (Actimize) to identify potential compliance issues.

Produced detailed narratives on suspected money laundering, contributing to timely investigations and regulatory compliance.

Identified and summarized red flags in compliance processes, enhancing team's ability to respond to suspicious activities.

Referred unusual transactional activities to AML Investigations for further analysis.

Conducted reviews of alert narratives for team members, ensuring adherence to procedures.

Executed KYC processes for commercial banking, ensuring compliance with USA PATRIOT Act and Wells Fargo policies to mitigate risks.

Conducted thorough due diligence on transactions and entities to mitigate sanctions and reputational risks.

Performed investigations on individuals and organizations to identify potential financial crimes.

• Facilitated client onboarding by collaborating with clients and relationship managers, enhancing compliance and streamlining processes.

Conducted KYC, CDD, and EDD reviews on moderate to high-risk consumer and commercial accounts.

Conducted risk analysis and comprehensive research to identify and mitigate reputational risk related to sanctions, Politically Exposed Persons (PEPs), financial crimes and adverse news with documented findings.

Analyzed customer risk, identified issues to be escalated for review with regulatory and department guidance as needed.

Validated information from bank systems against third party resources to recommend retaining or terminating accounts with supporting documentation.

Maintained solid working relationships with lines of business to obtain and validate client information.

Worked collaboratively in a team-oriented environment to ensure overall unit goals and deadlines were met.

Evaluated high volume of diverse AML alerts in metrics-driven environment, documenting analysis in Actimize for closure or escalation.

Conducted complex investigations into customers and related entities to detect suspicious financial activities.

Drafted Suspicious Activity Reports (SARs) following department protocols and regulatory guidelines.

Participated in Threshold Setting Exercise to review transactions from scenarios with lowered thresholds.

Documented findings during testing to recommend alert closure or escalation based on efficacy of criteria.

• Analyzed factors influencing escalation decisions, differentiating between raised thresholds and scenario-specific issues.

• Responsible for conducting sanctions and PEP screening using proprietary and enterprise screening tools. Reviewed customers for matches to Watch List Individuals or Watch List Entities that that are subject to US sanctions and other lists of concern (e.g. 314(a) or PEP). Performed thorough investigations, providing documentation of the review supporting the decision to release, block/reject or escalate the activity for further review.

• Investigated and documented incidents of potential money laundering, fraud, or terrorist financing.
  Verified merchant profiles and conducted due diligence reviews to comply with KYC policy.
  Drafted and peer-reviewed SARs with minimal supervision to ensure accuracy and compliance.

• Identify and analyze online fraud incident, including phishing, brand abuse, and copyright infringement.
• Fraudulent site takedown, domain de-registration.

• Managed physical and digital information center for potential regulatory and/or business group requests.
• Created digital Due Diligence 'data room' in advance of portfolio asset sale (Access Administrator).
• Coordinated major portions of high-volume Due Diligence document 'data room' project over a two-year period (Back-up Access and Permissions Administrator).
• Coordinated and organized large volume regulatory filing requests.
• Assisted in the submission of information requested for scheduled reviews and quarterly, monthly, and ad-hoc requests that were made by banking regulators.

• Internal client base includes Corporate Strategy & Communications, Marketing, Legal, Compliance, and Customer Service.
• Lead role: Files Management, Process Control, Quality Control, and Productivity Metrics and Reporting.

• Responsible for distributing work to the department representatives in an efficient manner.
• Prepare and forward daily productivity & inventory reports to department managers, reviewed representative output for accuracy and completeness.
• Processed escalated customer concerns, either resolving issue or recommending action.