Christopher Nelson

• Drove corporate revenue by creating strategies that fit perfectly with company's vision and mission.
• Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
• Worked with Credit Quest loan presentations to standardize credit presentations.
• Leveraged Medical Alley Association relationships to gain loan and deposit accounts.
• Developed Reliance Bank's MediVenture loan program (highbred between bank funding and mezzanine financing).
• Manage team of lenders utilizing EOS management systems.
• Managed personal loan portfolio approaching 70MM.
• Booked over $13MM in new deposit relationships in past year.
• Wrote Reliance Bank's first branch business plan focused on entering a new market in MN.
• Established a culture of continuous improvement, leading by example to drive operational excellence across the organization.

Developed the Southern Minnesota Plan for Reliance Bank. Discovered and defined primary initiatives to grow loans and deposits for the bank throughout southern Minnesota.

• Leveraging relationships with legacy clients.
• Identifying & pursuing high profile or large clients.
• Networking with CPAs, attorneys, insurance agents.
• TIF lending.
• Building treasury management portfolio.
• Add at least $15MM in new loans annually.
• Building production and support teams.
• Analyzed and underwrote requests for new loans and loan renewals.
• Supported complete and accurate loan file documentation
• Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.

• Developed over 30 new lending and deposit relationships for bank.
• Analyzed and underwrote requests for new loans and loan renewals.
• Managed loan portfolio for retention, $18MM in new loan growth and credit.
• Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
• Enhanced collaboration between team members by implementing innovative communication tools and fostering an open dialogue culture.
• Attended weekly meetings and special sessions of Leadership and Executive Leadership Teams and contributed to major administrative initiatives, policies and decisions.
• Cultivated and strengthened lasting client relationships using strong issue resolution and dynamic communication skills.

• Invented Patrol Pole. www.PatrolPole.com which is a high visibility stalled vehicle marker seen from up to 1500 feet by oncoming motorists.
• Currently marketing to sheriff and highway patrol departments nationwide.
• Scaling marketing and production of product.

• I worked as a relationship manager calling on commercial accounts and earning their banking business. In 2015 I closed over $12,000,000 of loans with a bank goal of $5,500,000. I exceeded every goal (loan, deposit, new clients, and staff management) given to me by bank management in 2015. In 2016 I was given a $6,000,000 goal and exceed that with loans of $10,500,000 in addition to exceeding each of my ancillary goals. In 2017 I exceed each of my goals by June 15th for the calendar year. In December of 2017 I earned the loan and deposit relationship of a large client who Reliance Bank had been pursuing for nearly 10 years. I'm striving to not only be the best commercial lender in our bank, but also in the region. I enjoy what I do and appreciate the people and professional environment I get to work in! Reliance Bank offers me the flexibility, educational opportunities, and support to continue to grow both personally and professionally.

• Built store from lowest volume store in southern MN to top performer.
• Hired, trained, and motivated store managers.
• Evaluated suppliers to maintain cost controls and improve operations.
• Established foundational processes for business operations.
• Enhanced operational efficiency and productivity by managing budgets, accounts, and costs.
• Monitored market conditions to set accurate product pricing and take advantage of emerging trends.
• Trained and developed team members to build human capital.

• Hired and managed employees to maximize productivity while training staff on best practices and protocols.
• Supported and supervised team of 45 food professionals.
• Developed and implemented new strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
• Led operational team in creation, roll out and management of new product lines.
• Run weekly manager meetings focused on expense management and sales growth.

• Negotiated purchase of two large supermarkets from bankrupt Fleming Companies in Faribault and Albert Lea, MN.
• Negotiated with venders to supply stores.
  
• Hired and managed 300+ employees at two locations while simultaneously managing over 100 employees at Timber Lodge Steakhouse, Shell and Taco Bell.
• Managed all aspects of both supermarkets including financing, budgeting, marketing, pricing, training and staffing.

• Built the Timber Lodge Steakhouse in Owatonna, MN.  I negotiated the land purchase, negotiated the first franchise in the Timber Lodge corporation of 23 stores, designed and built the facility, hired and trained 80 employees, and built the business to become the top performing store. 
  
• Purchased a failing Taco Bell in Albert Lea, Minnesota.  Over the course of 8 years, I doubled the sales and transformed it into one of the top performing stores in the region.
  
• Assisted in designing, building, and managing a Shell Station store in Albert Lea with 12 pumps, and a touchless car wash. 
• Assisted in designing, building and managing Fountain Warehouse Liquor store in Albert Lea which is a 6,500 square foot market leading liquor store.
• Assisted in design and building a strip mall in Albert Lea and negotiated leases with Erbert's & Gerbert's, Verizon, Papa Murphy's, and Liberty Tax service. 
  

• Purchased a health club and built sales through expanding fitness classes, hiring key employees, implementing sales promotions, remodeling facility, and impeccable customer service.
  
• This was a secondary career while I was working full time at Nelson's Supervalu.
  

• Operated highest volume supermarket in Albert Lea, Nelson's County Market. I was responsible for all aspects of the business. Managing 150 employees on staff. Over seeing department managers, gross profits, sales distributions, pricing strategies, marketing, finances, and employee training. Successfully grew sales to require building a new 54,000 square foot supermarket in Albert Lea.

• Managed different departments (grocery, produce, dairy, frozen foods) to learn varying aspects of running smaller businesses inside a larger business.  I was responsible for ordering, merchandising, gross profits controls, managing labor costs, scheduling, training, hiring, and pricing strategies.