CHRISTOPHER REDER

• Expert in requirements of converting manufactured homes to real property in all 50 states
• Analyzed manufactured home conversion to real property to ensure homes met investor requirements
• Conducted research on market trends and competitive analysis to identify opportunities and risks in manufactured home lending industry
• Identified and recommended potential areas of improvement in loan approval process based on analysis of manufactured home data
• Developed and implemented data management strategies to ensure accuracy and integrity of manufactured home database
• Collaborated with cross-functional teams, including underwriting, sales, and legal, to gather data and insights that drive informed business decisions
• Provided recommendations on improving efficiency and accuracy of manufactured home data transfer process to ensure compliance with investor requirements.
• Supported senior management in making informed decisions by delivering timely and accurate research findings.

• Evaluated consumer real estate appraisals for valuation in Mortgage decision and corrected for errors to meet investor requirements
• Worked in collaboration with Appraisers via email and telephone communication to ensure mistake free appraisals
• Earned Underwriting Certification and exceeded 50 appraisal review approvals daily, top 5% of all collateral underwriters in department
• Developed and maintain strong understanding of industry regulations and guidelines related to collateral underwriting to ensure compliance in all loan decisions
• Analyzed market trends and property values to provide recommendations on loan approvals and collateral values
• Provided feedback and guidance to appraisers on how to improve accuracy and quality of their appraisals
• Reviewed consumer real estate appraisals for collateral underwriting, ensuring accuracy and compliance with industry regulations and guidelines
• Ensured timely completion of appraisal reviews to meet departmental goals and loan processing timelines
• Collaborated with risk management team to assess and mitigate potential risks associated with collateral underwriting decisions
• Monitored and tracked market trends and property values to provide timely updates and recommendations to underwriting team.

Honors: Magna cum Laude